- •Предисловие
- •Unit 1. Economic environment a. Text what is economics all about?
- •B. Dialogue business climate in russia
- •Vocabulary list
- •Exercises
- •Discussion
- •In order to get prepared for participation in the class discussion of the above questions, write several paragraphs on the following:
- •Reading practice
- •Unit 2. Public finance a. Text finance and financial system
- •B. Dialogue budget organization and budget process
- •Vocabulary list
- •Exercises
- •Discussion
- •A) The Budget Message of the Mayor
- •April 27, 1995
- •In order to get prepared for participation in the class discussion of these questions, write several paragraphs on the following:
- •Reading practice
- •Unit 3. Fiscal management a. Text financial policy. Fiscal sphere
- •B. Dialogue effective fiscal policy
- •Vocabulary list
- •Exercises
- •A) Financial Policy
- •B) Fiscal Policy in the uk
- •Discussion
- •A) Multiyear Budgeting
- •B) Types of Budget Classification
- •A) Fiscal Policy in Transition Economies: a Major Challenge
- •B) On Macro- and Microeconomics
- •In order to get prepared for participation in the discussion of the questions, write a short essay on the following:
- •Reading practice
- •Transition Economies Need to Reform Social Safety Nets
- •Unit 4. Central banking. Monetary policy a. Text central banking system
- •B. Dialogue banking system in russia
- •Vocabulary list
- •Exercises
- •Us Activities of Foreign Banking Organizations
- •Discussion
- •A) Is Monetary Policy Needed?
- •B) Payment Systems
- •In order to get prepared for participation in the class discussion of the questions, write a summary of the interview in Ex. 13. Follow the plan suggested below:
- •Reading pra ctice
- •Unit 5. Banking system a. Text commercial banks
- •B. Dialogue
- •Interview With a Bank Manager
- •Vocabulary list
- •Exercises
- •B) Bank Accounts
- •B) The Nature of Banking
- •Discussion
- •A) Bank Loans and Overdrafts
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on:
- •Reading practice
- •Unit 6. Taxation a. Text what are taxes?
- •B. Dialogue taxation in russia
- •Vocabulary list
- •Exercises
- •What Is an Excise Duty?
- •Tax Reform in Developing Countries
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on the following:
- •Reading practice
- •Unit 7. International monetary system a. Text
- •International monetary institutions
- •B. Dialogue
- •Imf's support for russian reforms
- •Vocabulary list
- •Exercises
- •International Monetary Fund
- •Your Partner ebrd
- •World Bank – International Bank for Reconstruction and Development (ibrd)
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on:
- •Reading practice
- •Unit 8. Financial markets. The bond market a. Text trading in the bond market
- •B. Dialogue the bond market
- •Vocabulary list
- •Exercises
- •Discussion
- •In order to get prepared for participation in the class discussion of the above questions, write a short essay on the following:
- •Reading practice
- •Unit 9. Financial markets. The stock market a. Text stocks and markets
- •B. Dialogue the corporate securities market in russia
- •Vocabulary list
- •Exercises
- •Discussion
- •A) Bulls, Bears and Stags
- •B) Options and Short Selling
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on the following:
- •Reading practice
- •The New Issue Market
- •Unit 10. Investment activity a. Text
- •Investments
- •B. Dialogue
- •Investment climate
- •Vocabulary list
- •Exercises
- •Investment Companies
- •3 Food Giants Build Local Yogurt Plants
- •Discussion
- •B) Brazil Attracts Foreign Investors
- •C) Investment in the uk
- •In order to get prepared for participation in the class discussion of the questions, write a short essay on the following:
- •Reading practice
- •Investment Skill Is a Rare Commodity
- •Investment Trusts
- •Unit 11. Foreign exchange market. Global financial markets a. Text trading in the foreign exchange market
- •B. Dialogue cornerstone of the global financial market
- •Vocabulary list
- •Exercises
- •The Eurocurrency Market
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write several short paragraphs about:
- •Reading practice
- •Unit 12. Financial management a. Text finance function
- •B. Text financial ratios
- •C. Dialogue ratio analysis
- •Vocabulary list
- •Exercises
- •Discussion
- •A) Corporate Governance
- •B) Investment Management
- •A) Investment Decision Making
- •B) Investment Project Appraisal
- •In order to get prepared for participation in the class discussion of these questions, write a short paragraph on the following:
- •Reading practice
- •Unit 13. Accounting a. Text accounting principles and concepts
- •B. Dialogue accountancy in a free-market economy
- •C. Dialogue public and private accountants
- •Vocabulary list
- •Exercises
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write a short paragraph, explaining:
- •Reading practice
- •Balance Sheet
- •A. Balance sheet
- •Unit 14. Auditing a. Text performing an audit
- •B. Dialogue auditing in russia
- •Vocabulary list
- •Exercises
- •Ex. 4. Say in a few words what the main text is about. Use the opening phrases from
- •Sweden.
- •Independent Auditors' Report to the Board of Directors and Stockholders of_______Company
- •Discussion
- •In order to get prepared for participation in the class discussion of the questions, write several paragraphs on the following:
- •Reading practice
- •Banking correspondence
- •Dictionary of key words
- •Contents
Vocabulary list
A. by definition по определению
loan п ссуда
advance п аванс, ссуда
clearing bank клиринговый банк
intermediary п посредник
deposit account депозитный счет, срочный счет
current account текущий счет
to pool risks объединять риски
acquire v приобретать
expertise п профессиональный опыт
assess v оценивать
inherent adj присущий, свойственный
ultimate borrower конечный, основной заемщик
margin п (зд.) разница, маржа
borrowing interest rate процентная ставка на заемный капитал
lending interest rate ставка ссудного процента
to collect cheques инкассировать чеки
bill п вексель
dividends п дивиденды
overdraft facility услуги по овердрафту
discount v учитывать (векселя)
letter of credit аккредитив
traveller's check дорожный чек
strong-room facilities сейфовые помещения, хранилища
valuables п pl ценности
safe custody (of securities) хранение (ценных бумаг) в сейфе
redeem v выкупать, погашать, возвращать
retail banking операции банков с широкой клиентурой
wholesale banking операции крупных банков между собой
merging п слияние, объединение
investment banking инвестиционная деятельность банков
intermediation п посредничество
underwriting п андеррайтинг, поручительство
offshore banking офшорная банковская деятельность
denominated adj деноминированный
transact v заключать (сделки), вести (дела)
withdrawal п (зд.) снятие со счета
at short notice с кратковременным уведомлением
percentage п процент; доля, выраженная в процентах
cash ratio норма кассовых резервов (отношение кассовых активов банка к депозитам)
guard v охранять, сохранять
credit policy кредитная политика
cautious adj осторожный
liquidity ratio коэффициент ликвидности (отношение ликвидных средств к сумме активов)
"near money" «почти деньги», квазиденьги (активы, легко обращающиеся в наличность)
money at call деньги до востребования
Treasury bill казначейский вексель
В. substantial adj значительный
profitability п доходность, рентабельность
substantiate v приводить доказательства, подтверждать
pre-tax profit прибыль до налогообложения
operating income доход от основной деятельности
net income чистый доход
interest income процентный доход
non-interest income доход, за исключением процентного дохода
progressively adv постепенно, поступательно
prior adj предшествующий
loan portfolio портфель выданных банком займов
specialist area сфера специализации
charity п благотворительность
niche п ниша
focus v сосредоточивать (внимание, усилие)
cooperative bank кооперативный банк
to bear fruit приносить плоды
commit (oneself) v брать на себя обязательство
forefront п передовая линия, передний край
credit/debit card кредитная/дебитовая карточка
ATM (automated teller machine )банкомат
Armchair Banking Service система домашних банковских услуг
branch network сеть филиалов
processing centre центр обработки (данных, документов)
to bank one's takings вносить деньги, выручку, поступления в банк
a quick return быстрый оборот (возврат) денег
split v дробить, разбивать
operative division оперативное подразделение
treasury п (зд.) подразделение, занимающееся управлением свободными средствами
servicing division функциональное подразделение
investment portfolio management управление инвестиционным портфелем
foreign exchange deals операции с иностранной валютой
ensure v обеспечивать, гарантировать
money market рынок краткосрочных ссудно-заемных операций
considerate adj внимательный, деликатный, тактичный
redundancy n (зд.) сокращение, увольнение персонала
unavoidable adj неизбежный
Euro service услуги с использованием евровалюты