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1. The country’s economy is in crisis. Unemployment ________ quickly.

a) is rising

b) rises

c) rose

d) rised

e) will rise

2. If I knew anything about the matter, I __________ you.

a) will tell

b) would tell

c) would have told

d) had tell

e) would better tell

3. The _________ line was shut down for two hours as a result of damaged machinery.

a) production

b) delivery

c) control

d) monitor

e) product

4. The unemployment ________ is the percentage of the labour force which is out of work.

a) rate

b) product

c) average

d) result

e) solution

5. As the field survey shows, very _________ customers (about 6 %) find the design of our goods attractive.

a) little

b) few

c) a few

d) a little

e) much

6. A successful manager must be _________ in his/her own ability to deal with difficult situations and show the qualities of leadership.

a) confident

b) initiative

c) accountable

d) comfortable

e) none of the above

7. The Intel Corporation is __________ biggest producer of microchips.

a) a

b) the

c) an

d) -

e) the most

8. I___________on the final report all day yesterday. Tomorrow I'm making a presentation.

a) had worked

b) was working

c) have been working

d) had had worked

e) have been worked

9. Information on_________prices is available to brokers throughout the world.

a) share

b) market

c) trading

d) trade

e) marketing

10. Our new packaging is __________ attractive_________ the previous one. As the result the sales have risen this month.

a) more ... than

b) as ... as

c) most ...as

d) than…more

e) as…than

$$2$$

1. I am going to ____________ my trip to New York. The situation changed completely.

a) cancel

b) refuse

c) deny

d) press

e) close

2. I cannot make any decision unless I ________ facts concerning the matter.

a) will know

b) know

c) won't know

d) shall know

e) known

3. We can't afford ____________ new equipment just now. I think we'll have to wait till the things become better.

a) buying

b) to buy

c) having bought

d) have bought

e) had buy

4. The traditional vertical organization of companies is today ________ by a number of cross-functional structures. This is known as the "matrix structure".

a) added

b) complemented

c) helped

d) add

e) helping

5._________________ complaint was paid attention to.

a) Each of the

b) Each

c) Each of

d) Eaching

e) Each the

6. The recent boom in consumer spending resulted in sales _________.

a) recession

b) growth

c) improvement

d) danger

e) receive

7. At present we are doing not _________well _____ we did last year. Our sales are falling.

a) as ... as

b) more ... than

c) less... than

d) unless…than

e) as…than

8. A number of employees were injured because they did not follow __________ procedures.

a) dangerous

b) safety

c) health

d) healthy

e) signs

9. The organization structure of our company _____________ reorganised recently.

a) is being

b) has been

c) had been

d) had be

e) has being

10. Hewlett Packard is known as one of the most reputable _________ in the electronic and and computer industry.

a) customers

b) suppliers

c) buyers

d) clients

e) buyering

$$3$$

1. We managed to capture___________ contracts last month.

c) few

b) a little

c) a few

d) much

e) little

2. We won't succeed unless we_____________ our image. The old one is becoming less and less competitive.

a) will change

b) change

c) would change

d) changing

e) shall change

3. We won't start discussing this question until the Production Manager _________.

a) will arrive

b) arrives

c) won't arrive

d) shan’t arrive

e) arrive

4. What is the secret of their fantastic commercial _________?

a) production

b) success

c) market

d) business

e) product

5. If Jack weren't on holiday now he ___________ us some valuable advice.

a) would have given

b) would give

c) will give

d) have given

e) would given

6. Last year we made a good profit. __________ the market is unstable and the results may be not so good this year.

a) And

b) However

c) So

d) Because

e) Although

7. We have ___________ time at our disposal. We must make a decision right away.

a) a little

b) little

c) few

d) a few

e) more

8. During the _____________ of the 1930s thousands of businesses closed and millions of people lost their jobs.

a) boom

b) slump

c) expansion

d) expension

e) buuum

9. A movement of money into or out of an account is called ______.

a) transaction

b) option

c) invoice

d) transmission

e) voice

10. We decided to ____________ the new model at the trade fair in autumn.

a) manufacture

b) launch

c) produce

d) start

e) cancel

$$4$$

1. She says she___________ in two years' time.

a) will retire

b) is going to retire

c) would retire

d) to retire

e) retired

2. Our company is ready to sponsor the city football team if they wear our ________ on their shirts.

a) logo

b) brand

c) slogan

d) fan

e) trend

3. It was an unsuccessful year for them. Their profits _______________by 50%.

a) dipped

b) plunged

c) collapsed

d) rised

e) down

4. ________the long-time negotiations, the project for a merger of the banks failed.

a) Despite

b) Although

c) However

d) Though

e) And

5. During the bear market a lot of firms went _______________.

a) ahead

b) bankrupt

c) melding

d) forehead

e) profit

6. The new design will involve_____________the packag­ing.

a) to change

b) changing

c) having changed

d) have changed

e) had change

7. Monthly salaries of our staff go directly into their _________.

a) invoices

b) accounts

c) interests

d) profits

e) benefits

8. Our recent sales are___________ disappointing as not many stores are willing to stock and promote our goods.

a) little

b) a little

c) few

d) much

e) more

9. My cash_______ was $300.

a) credit

b) deposit

c) sum

d) in cash

e) loan

10. ____________candidates has excellent education back­ground.

a) Each of the

b) Each

c) Each of

d) First

e) More of

$$5$$

1. If you own some shares of a company, you receive _________per share.

a) interest

b) dividends

c) salary

d) wage

e) benefit

2. I'm looking forward___________ from you as soon as possible.

a) to hear

b) to hearing

c) hearing

d) will hear

e) would heard

3. I draw up contracts and advise the company on tax le­gislation. I work in the___________department.

a) Sales

b) Legal

c) Human Resources

d) Total Sale

e) Discounts

4. I_________how to use a computer since Monday, only for a few days, so I'm not good at it.

a) have learnt

b) have been learning

c) am learning

d) have been learnt

e) is learning

5. We are planning to__________$2.5 million on advertising.

a) lose

b) spend

c) invest

d) collect

e) save

6. We have received a few offers from the suppliers, but we ___________________ our minds yet about which one to work with.

a) haven't made up

b) haven't done

c) didn't do

d) will do

e) did

7. He said he____________ me the following day.

a) would ring

b) will ring

c) rings

d) will ringed

e) is ringing

8. I opened my __________last month.

a) cash

b) account

c) credit

d) loan

e) mortgage

9. I expect_____________ him on Monday next week.

a) seeing

b) to see

c) to seeing

d) watch

e) to look

10. A credit card allows you to carry out _________ without using cash.

a) transactions

b) purchase

c) payment

d) banking

e) to pay

$$6$$

1. Investment bankers made huge amount of money during the _________ market of the mid 1990s.

a) boom

b) bull

c) bear

d) full

e) push

2. He wanted to know how much ________________.

a) did it cost

b) it cost

c) it will cost

3. In the stock market crash in 1929, the market_________ by 19% and that led to the great depression.

a) rose

b) fell

c) stabilized

d) rise

e) will fell

4. There's very__________space in our office so we need to buy a new one.

a) a little

b) little

c) a few

d) few

e) much

5. ____________act as agents in buying and selling shares.

a) Wholesalers

b) Brokers

c) Investors

d) Customers

e) Clients

6. I'm sorry but the Financial Director can't see you today. She'll be at the _______ till 6 o'clock.

a) meeting

b) date

c) appointment

d) unit

e) conference

7. He said he would see me _______________.

a) the following day

b) tomorrow

c) on tomorrow

d) the day after tomorrow

e) the next day

8. To_________a price means to give the price at which one is prepared to buy or sell a share.

a) quote

b) inform

c) undertake

d) the day after tomorrow

e) the next day

9. He _________ most of his savings in the Stock Ex­change.

a) invested

b) fixed

c) gave

d) give

e) to show

10. On Wall Street, the Dow Jones index_________a few points.

a) dipped

b) fell dramatically

c) slumped

d) low

e) down

$$7$$

1. If I open a saving account I will receive__________.

a) a share

b) a benefit

c) an interest

d) shareholder

e) a percent

2. Everyone hopes that the situation__________.

a) will get worse

b) would recover

c) will stabilize

d) will rise

e) would covered

3. _________receive income, known as a dividend, from the companies in which they invested.

a) Owners

b) Shareholders

c) Stockbrokers

d) Clients

e) Consumers

4. In order to raise capital the company intends to issue shares_________.

a) on the consumer market

b) on the production market

c) on the stock market

d) on the market

e) on the cloth market

5. It can't be true. I ___________ to believe it.

a) cancel

b) refuse

c) deny

d) delete

e) reduce

6. I___________my presentation already.

a) prepared

b) have been prepared

c) have prepared

d) will prepare

e) have being preparing

7. The sewing machine was _______ in 1846 by an

American called Elias Howe.

a) discovered

b) invented

c) found out

d) produced

e) kept

8. Of course, our goods are not very cheap, but the prices are quite_________________for the average consumer.

a) high

b) reasonable

c) costly

d) valuable

e) worthly

9. There is very _________ data available about market

trends in this region.

a) few

b) little

c) many

d) a few

e) much

10.__________companies have been operating on the mar­ket for five years.

a) Both of the

b) Both from the

c) The both of the

d) The from the both

e) Two of the

$$8$$

1. If you sponsored a charity, you would improve your _______________.

a) income

b) profits

c) reputation

d) benefit

e) price

2. We must_______________delivery expenditures.

a) cut off

b) cut down

c) cut from

d) down cut

e) off

3. Our company specialized in producing_______________ goods.

a) consumer

b) consumption

c) consummation

d) client

e) consumering

4. The car's fuel________________is generally very high.

a) consumptive

b) consummation

c) consumption

d) consumer

e) consume

5. Insurance is a terrible investment, but you have to admit that it offers protection in an ____________.

a) urgency

b) emergency

c) urgently

d) emerge

e) urgent

6. The car race was given massive media _______________.

a) cover

b) coverage

c) covering

d) recover

e) recovering

7. The football supporters club is looking for a sponsor to finance the purchase of four coaches, which_____________ transport supporters to matches.

a) will use to

b) used

c) would be used to

d) have used

e) would use

8. Telegraphic transfer is the fastest method of sending _________.

a) money

b) accounts

c) checks

d) in cash

e) deposit

9. I _______ the office when the doorbell rang and immediately two men in masks rushed into.

a) left

b) have left

a) was leaving

d) will leave

e) have been leaving

10. ___________ can result if you have no more income to pay your debts.

a) Transfer

b) Bankruptcy

c) Discount

d) Deposit

e) Accounts

$$9$$

1. We spent too ___________ time on routine meetings.

a) a few

b) many

c) much

d) a much

e) a many

2. Banks ___________ very high rates of interest on credit loans.

a) charge

b) offer

c) pay

d) payment

e) checks

3. We___________ it at the meeting at the beginning of February.

a) had discussed

b) have discussed

c) discussed

d) have discuss

e) had been discussing

4. Suppliers expect their ________ paid promptly.

a) checks

b) credits

c) invoices

d) incomes

e) cards

5. We __________ by assuming that our product would sell well.

a) did a mistake

b) made a mistake

c) mistook

d) do mistake

e) mistaken

6. The manufacture of components __________ to outside suppliers.

a) sub-contracted

b) is sub-contracted

c) sub-contracts

d) contracts

e) is subbing contracts

7. Some strategic industries, such as Atomic Energy and Defence, are too important to be left in________________ hands.

a) public

b) government

c) private

d) global

e) worldwide

8. A ___________ of $1.000 invested in our business ten years ago is worth $1 million now.

a) stake

b) stock

c) sum

d) market

e) money

9. They___________this drug for ten years before it ap­peared on the market.

a) tested

b) had been testing

c) have been testing

d) had tested

e) testing

10. Russian business is__________a lot of foreign capital.

a) investing

b) attracting

c) importing

d) saling

e) producing

$$10$$

1. We'd like to know your views on the possibility of a ______________venture with our company.

a) business

b) capital

c) joint

d) deal

e) units

2. There must __________ a lot of inflation over that period.

a) be

b) have been

c) to be

d) had been

e) was

3. The bank assigned a credit_________to our company.

a) check

b) limit

c) interest

d) benefit

e) profit

4. A credit ___________ guarantees payment by a speci­fied date.

a) insurance

b) term

c) fee

d) tax

e) card

5. It was __________________ set of instructions I had ever received.

a) more confusing

b) the most confusing

c) as confusing as

d) confusing

e) to confuse

6. Sellers and customers usually negotiate credit ________ when making a deal.

a) terms

b) fees

c) interests

d) confusing

e) to confuse

7. Our customers usually meet ___________ on time.

a) prices

b) charges

c) bills

d) checks

e) cashes

8. ____________ fix their own commissions for buying and selling shares.

a) Retailers

b) Stockbrokers

c) Wholesalers

d) Shareholders

e) Stocks

9. I will give you a ring if anything ________ wrong.

a) will go

b) goes

c) will be going

d) have been going

e) had gone

10. He ___________ any involvement in the robbery.

a) cancels

b) refuses

c) denies

d) reduces

e) closes

$$11$$

1. Our product is within a __________________ reach of everybody.

a) social

b) financial

c) economic

d) management

e) accounting

2. Don't forget to switch off the computer before you ________.

a) will leave

b) leave

c) are leaving

d) is leaving

e) hav been leaving

3. The___________of the Japanese economy since World War II has been extraordinary.

a) bull

b) boom

c) fall

d) fell

e) bulling

4. I wish we________ this order. It will improve our fi­nancial position.

a) get

b) got

c) have got

d) had got

e) will get

5. The companies have been negotiating a possible _______ for a few months.

a) melding

b) concern

c) budget

d) account

e) tariff

6. This alliance will help our companies survive in the fiercely_________market of today.

a) contrasting

b) competitive

c) contemporary

d) contrast

e) comparative

7. At Takaoka the cars are driven directly from the ________ to the boat or trucks taking cars to the buyers.

a) market

b) customers

c) assembly line

d) clients

e) business deal

8. The_________of Harley-Davidson Motor Company are people with a high average income.

a) suppliers

b) target market

c) budget

d) checks

e) markets

9. Our__________is based on the image of a person who leads an active life.

a) advertisement

b) logo

c) brand

d) trend

e) advertise

10. The successful candidate should have at least 3-year________in office management at international level.

a) qualifications

b) experience

c) efficiency

d) experiment

e) quality

$$12$$

1. Our company is determined to_______________so that we might reach our full potential.

a) increase

b) recess

c) expand

d) rise

e) express

2. Each of the documents ____________ countersigned.

a) was

b) were

c) were being

d) be

e) was been

3. I have good word-processing _______________.

a) qualifications

b) skills

c) operations

d) options

e) talents

4. A chief executive officer should have a strong sense of ___________.

a) authority

b) decision-making

c) education

d) knowledge

e) talent

5. ____________candidates had excellent references.

a) Both

b) The both

c) The both of

d) Two of the

e) Both the of

6. "Are there any seats on the next flight to Madrid?"

"Yes, there are________________".

a) few

b) little

c) a few

d) many

e) much

7. Last year they attempted___________________their nearest competitor, but failed.

a) to taking over

b) to take over

c) to be taken over

d) took over

e) token over

8. We hope to pay the debt_________a few weeks.

a) at

b) within

c) for

d) to

e) without

9. As we sell all over the country this means we need a _________of sales people.

a) campaign

b) gang

c) team

d) band

e) solo

10. I_________wear a badge at work. It's a rule.

a) should

b) have to

c) can

d) must

e) to be able to

$$13$$

1. The company spends about 10% of its______sales on research and development.

a) whole

b) full

c) total

d) global

e) worldwide

2. The____________strategy of our all operating divisions is determined by the business center in Moscow.

a) total

b) global

c) universal

d) worldwide

e) full

3. Our company______________close attention to the en­vironment.

a) pays

b) takes

c) gives

d) asks

e) tooks

4. We use ____________________ bottles and packaging materials.

a) recycle

b) recycling

c) recyclable

d) to recycle

e) have been recycling

5. In 1990 the American Council on Economic Priorities chose Colgate-Palmolive as one of the four most socially __________companies in the United States.

a) respective

b) responsible

c) respecting

d) is respecting

e) are respecting

6. _________________ is the term given to different ac­tivities involved in distributing goods from the manu­facturer to the final customer.

a) Retailing

b) Marketing

c) Distribution

d) Producing

e) Launching

7. In order to make its products known, a firm________ advertise.

a) can

b) may

c) must

d) have to

e) should

8. An advertisement on radio or television is called a ____________.

a) movie

b) commercial

c) sales program

d) discounts

e) sales

9. A heavy __________ was imposed on their company because they broke the contract.

a) sum

b) incentive

c) penalty

d) budget

e) centive

10. ________________is a business system in which a com­pany sells an individual the right to operate a business using its brand-name and reputation.

a) Retailing

b) Franchising

c) Wholesaling

d) Total saling

e) Discounting

$$14$$

1. __________________is used to increase sales by making the product or service known to a wider audience.

a) Promotion

b) Research

c) Advertising

d) Search

e) Rising

2. __________ we had some problems with transport, we managed to deliver the goods in time.

a ) But

b) Although

c) Nevertheless

d) However

e) Though

3. __________ is the general term covering all forms of selling goods to the public.

a) Retailing

b) Franchising

c) Wholesaling

d) Totalsaling

e) Global saling

4. __________documents should be sent in triplicate.

a) Both

b) The both

c) Both of

d) Totalsaling

e) Global saling

5. Electronic and Optional Equipment company is pre­sently seeking a _________ engineer with several years' experience of computer assisted techno­logy and design.

a) qualifying

b) qualified

c) being qualified

d) have been qualifying

e) had qualified

6. The successful multinational team should be composed of managers who have the right__________in terms of attitude and experience.

a) rules

b) relationships

c) profiles

d) friendships

e) relation

7. Each of the invoices _________a different reference number.

a) have

b) has

c) is having

d) are having

e) had

8. An English proverb says: there are two fools in the market: one asks too little, one asks too__________.

a) many

b) much

c) few

d) little

e) more

9. Our team is carrying out the research to determine the best way to_________the employees.

a) suit

b) motivate

c) rationalize

d) remotivate

e) resuit

10. We_________the design of the equipment. Now it sells better.

a) have updated

b) updated

c) will update

d) have been updating

e) update

$$15$$

1. Our customers get reminders on__________payments.

a) overpaid

b) overlooked

c) overdue

d) oversee

e) overcrush

2. If you pay__________ I'll give you a 5% discount.

a) price

b) cash

c) bill

d) money

e) deposit

3. His ability to anticipate financial__________prevent­ed him from losing a great deal of money.

a) growth

b) crash

c) dip

d) money

e) cash

4. Our goods didn't sell well. There_________a very high demand for this kind of product in that region.

a) can't have been

b) mustn't have been

c) shouldn't have been

d) haven’t to be

e) none of the above

5. The prices given for buying and selling shares on the Stock Exchange are known as__________.

a) stocks

b) values

c) quotations

d) shares

e) money

6. We are planning to invest a great sum of money in sponsorship in order to improve our firm's__________.

a) image and reputation

b) financial position

c) accounts

d) deposits

e) social position

7. They've just launched an advertising_________.

a) company

b) campaign

c) promotion

d) firm

e) holding

8. We are doing _______ well _______we did last year.

a) better ... than

b) as ... than

c) as ... as

d) more…than

e) than…than

9. If I had known that the post was vacant, I________for it.

a) will apply

b) would apply

c) would have applied

d) have been applied

e) had applied

10. Big companies cannot rely exclusively on their________ markets. They have to become more international in their outlook if they want to survive.

a) consumer

b) competitive

c) domestic

d) client

e) home made

$$16$$

1. _________ to get in touch with him all day yesterday.

a) have tried

b) was trying

c) have been trying

d) had tried

e) will try

2. Send a fax in order our___________wasn't overlooked.

a) check

b) invoice

c) discount

d) bill

e) account

3. The Moscow government worked out a program to _________the number of small businesses in the capital.

a) increase

b) contribute

c) invest

d) low

e) down

4. If he had had more experience in marketing, we could __________him the job.

a) give

b) have given

c) be giving

d) had gave

e) have been gived

5. Nowadays it is possible to ___________ money between different accounts using an electronic system.

a) transfer

b) pay

c) invest

d) bill

e) replace

6. We plan _________ a new branch in Siberia.

a) opening

b) to open

c) being opened

d) have opened

e) have been opening

7. To ___________ means to place money in a bank account.

a) deposit

b) credit

c) debit

d) loan

e) mortgage

8. We use ________ materials not to injure the environment.

a) used

b) recyclable

c) junk

d) to use

e) cycle

9. He said the management team ________ their best to improve the situation.

a) will do

b) would do

c) will have done

d) have been doing

e) had had done

1 0. Our company has 120__________at present.

a) employers

b) workforce