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      1. Financial services

            1. The Financial Services Action Plan (1999-2005), designed to create a single market for financial services in the EU, originally comprised 42 legislative measures to harmonize the framework in the member States governing securities, banking, insurance, mortgages, and other forms of financial transactions. In December 2005, the Commission tabled a white paper setting out its policy and objectives for the following five years, i.e. consolidating the progress achieved, completion of existing measures, enhancing supervisory co-operation and convergence, and removing the remaining barriers to integration. The 13 "Post-FSAP Directives" cover amendments to Directives adopted under the FSAP as well as new initiatives, notably with respect to payment services in the internal market, electronic money institutions, and the Insurance Solvency II project.

        1. Banking

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