topic-specific vocabulary

68

Money

Task 1. VERBS

Look at the conversation between the bank manager and the customer, and fill in the gaps with an appropriate word from the box.

bank •	lend	• withdraw		• earn	•	owe	• afford	•	save
deposit	•	borrow	•	spend	•	pay	back	•	open
Manager:	So, Mr Jensen. How can I help you?
Customer:	I'd like to (1)__________ £5,000 to buy a new car and I was wondering if your bank
	could help me.
Manager:	I see. Can I ask if you (2)__________ money to any other banks?
Customer:	Yes; £800 to the MidWest bank.
Manager:	Right. I need to ask you about your salary. Could you tell me how much you
	(3)__________ each month, and how much of that you usually manage to (4)__________?
Customer:	I make about £1,200 a month, and I usually (5)__________ most of that on rent, bills,
	food and general living expenses. I usually have about £250 left at the end of the
	month.
Manager:	If we agree to (6)__________ you the money, how much could you (7)__________ to
	(8)__________ each month?
Customer:	About £200.
Manager:	Well, that would probably be fine. Now, as you don't currently (9)__________ with us,
	you must (10)__________ an account here. We will then (11)__________ the £5,000 in
	that account, and as soon as it goes in, you can (12)__________ it.

Task 2. NOUNS

Explain the difference between the following pairs or groups of words. Use your dictionary to help you.

1.a bank and a building society

2.a current account and a savings account

3.a withdrawal and a deposit

4.a statement and a balance

5.cash and a cheque

6.a credit card, a debit card and a cheque guarantee card.

7.a bill and a receipt

8.a standing order and a direct debit

9.a loan and an overdraft

For reference, see the Easier English Dictionary for Students (0 7475 6624 0)

Money

Now choose one word from each pair or group to complete the sentences below.

1.The best place to invest money, or borrow it when you want to buy a house, is a __________ .

2.The advantage of a __________ is that you can take out money any time using a cheque book or cash card.

3.My husband made a £500 __________ from the bank and then lost it!

4.I have a __________ of £25 in my bank account.

5.The __________ is made out to Mr. Smith.

6.I have a spending limit of £3,000 on my American Express __________ .

7.Goods from this shop cannot be exchanged unless a sales __________ is shown.

8.I pay my electricity bills by __________ . The electric company transfers the money from my bank account to theirs.

9.I couldn't believe it when I looked at my bank statement. I had an __________ of nearly £500!

3. IDIOMS, COLLOQUIALISMS AND OTHER EXPRESSIONS

How would you feel, happy (☺) or unhappy ( ), if you...

1.were broke? ☺

2.were hard up? ☺

3.were well-off? ☺

4.were unable to make ends meet? ☺

5.were able to spend money like water? ☺

6.had just paid through the nose for something? ☺

7.were bankrupt? ☺

8.were down on your luck? ☺

9.were penniless? ☺

10.were skint? ☺

11.were loaded? ☺

12.were in the black? ☺

13.were in the red? ☺

14.were on the dole? ☺

15.had money to burn? ☺

16.had a lot of dosh? ☺

17.were strapped for cash? ☺

vocabulary specific-topic

69

For reference, see the Easier English Dictionary for Students (0 7475 6624 0)

topic-specific vocabulary

Nature and the environment

Task 1. THE ENVIRONMENT

Complete the following sentences with a word or expression from the box. There are some that you do not need.

CFC • unleaded petrol • endangered	• tidal energy • ozone layer
natural resources • desertification •	fumes • greenhouse effect

pollution • acid rain • extinct • global warming • fossil fuels • rainforest solar power • wildlife • recycle • bottle bank • ecological

1.________ falling on forests has killed a lot of trees in the last 20 years.

2.The council is encouraging us to ________ more household rubbish.

3.Factories and vehicles produce a lot of dangerous ________.

4.________ of the atmosphere has increased over the last 50 years, making the environment very dirty.

5.The effect of gases in the earth's atmosphere is preventing the earth from losing heat; this is called the ________.

6.When ________ gases are released into the atmosphere, they rise slowly.

7.The hole in the ________ is getting larger every year.

8.If ________ continues, there is a danger that the polar ice-cap will start to melt.

9.We take all our empty bottles to the ________ so that the glass can be used again.

10.Long periods of drought have brought about the ________ of whole areas of central Africa.

11.Tigers, whales and panda bears are all ________ species.

12.People are worried that soon whales will become ________.

13.We should use fewer ________ such as oil and coal, and look to other energy sources such as

________ and ________.

Task 2. CLASSIFICATIONS

Put the words below into their appropriate box depending on their classification. There are eight words for each box.

cactus • fir • rose • salmon • bee • swan • seaweed • squid • owl peacock • marigold • ladybird • palm • human • lily • shark • parrot squirrel • crab • seagull • bamboo • lobster • tulip • orchid • trout butterfly • crow • wasp • bat • snail • cedar • hedgehog • leopard daffodil • eagle • octopus • deer • dolphin • whale • oak • penguin

oyster • mushroom •	beetle • worm • ant • poppy • daisy
Mammals			Birds

70

For reference, see the Easier English Dictionary for Students (0 7475 6624 0)

Nature and the environment

Insects and invertebrates		Flowers

Trees and other plants		Sea and river creatures

Can you think of any other words to put into these boxes?

Task 3. IDIOMS, COLLOQUIALISMS AND OTHER EXPRESSIONS

In the grid at the bottom of the page you will find the names of several animals. Use these to complete sentences 1 - 12. The first letter of each animal has been given to you after each sentence. (One animal is mentioned twice.)

1.A _____ in the hand is worth two in the bush. (b)

2.How do I know? A little _____ told me! (b)

3.He seems inoffensive, but actually he's a ______ in sheep's clothing (w)

4.He walked to school at a _____'s pace. (s)

5.She was so nervous before the exam she had _____ in her stomach. (b)

6.Don't count your _____ before they're hatched! (c)

7.I can't get her to agree; she's as stubborn as a ____ . (m)

8.The new airport is a complete white ____(e)

9.Don't puzzle me; I hate it when you try to_____ me. (f)

10.Our company is having some serious financial problems. We're a lame _____ at the moment. (d)

11.It's been a long time since he came here. We haven't seen him for ________'s years! (d)

12.It was a difficult problem, but he decided to take the _____ by the horns and tell his father he was leaving the family firm. (b)

W	G	Y	U	I	F	R	M	D	G	W	H
A	D	H	E	R	O	B	U	L	L	D	W
W	O	T	L	S	X	D	L	G	D	R	X
W	N	K	E	N	K	U	E	W	O	L	F
A	K	C	P	A	M	C	L	R	G	B	Y
K	E	C	H	I	C	K	E	N	S	I	T
F	Y	F	A	L	X	E	Q	J	L	R	F
B	V	C	N	X	Z	W	B	I	R	D	K
B	U	T	T	E	R	F	L	I	E	S	E

vocabulary specific-topic

71

For reference, see the Easier English Dictionary for Students (0 7475 6624 0)