III. Retell the text according to the following questions:

1. What are the main types of banks? 2.What institutions are savings banks? 3.What is the function of commercial banks? 4. How do investment banks function? 5.What is a trust company? 6.When and where can some banking practices be found? 7. What is the most important thing in the choice of a bank? 8. What bank would one prefer doing small business? 9. Are there any advantages of a large bank? 10. How can one learn about the reputation of a bank?

IV. Learn the following groups of:

1. synonyms:

To accumulate - to store, to promote - to support, valuable - precious, benefit - profit, estimate - appraise, desire - wish, property -- capital, to invest - to deposit, to perform - to do, to go back - to return, choosing -selection, size - dimension, loan - credit, integrity - fairness, practice -method, quantity - amount.

2. antonyms:

To deposit - to withdraw, complex - simple, long-term - short-term, advantage - weakness, favourable - infavourable, to accept - to give, true -false, better - worse, minors - adults.

V. Fill each blank in the text with the correct word or phrase. Choose from the following list:

Withdraw, cash dispenser, issued, debited, slip, credit transfer.

Banks offer many services to businesses and their customers. Here are some of the most common:

Many people now have a card which enables them to _______ money from a _____. You feed your card into the machine and key in your PIN (personal identification number) and the amount of the money you want. If you have enough in your account, the money requested will be to you up to a daily limit. Your account is automatically _______ for the amount you have drawn out. If you have several bills to pay, you can do this by ________. You write once cheque for the total sum involved, fill in a ______ for each bill and hand everything to the bank cashier.

VI. Choose the best alternative to complete the sentences:

1. We're in _____ with our supplier over this invoice so don't pay it until you hear from me.(argument, dispute, agreement, distress). 2. If these figures could be _______ into parts and labor it would make them easier to understand, (set up, broken down, rounded up, laid down). 3. Surely we can set some of these expenses _____tax.(against, for, on, from). 4. The rent for the office is already 3 month_______(overtime, in the red, in demand, overdue). 5. Due to the econic climate we have had to_______ more bad debts this year than ever before ( tell off, write off, find out, note down). 6. Do they have enough working _______ to keep trading? (capital, expenses, accounts, currency). 7. Such items as buildings and machinery are known as _______ assets. ( current, hidden, fixed, liquid).

VII. Translate into Ukrainian paying attention to the use of different types of conditional sentences:

1. If you accept so high prices, they will deliver the goods in time. 2. Provided you see him, ask to execute the business plan by Monday. 3. If I were you, I should ask about the charge first. 4.If it were my option, I should be responsible for what may happen. 5. If it were his letter of complaint, he would explain his complaint clearly. 6. If you agreed to pay extra costs invoiced, they would deliver a collection of various sizes to each store. 7.1f they were asked to reduce costs for packing and insurance they would never agree to do that. 8. We shouldn't have been able to cope with this problem, unless a little but useful help from the bank manager.