II. Suggest the definitions
to incur losses
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to lodge a claim against
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insurance policy
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F.P.A. (free of particular average)
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W.P.A. (with particular average)
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a transshipment
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open cover
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a pre-contract
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III. Read the text, analyze the way of translation of the words and word combinations in bold and translate the text into Russian
The following structure of cargo Insurance Policy may be used to assist you in reviewing insurance certificates.
Certificate Number: a unique number that will be assigned to your cargo insurance certificate.
Shipment Date: departure date of your international or domestic shipment of commercial cargo, household goods, vehicles, boats, machinery, commodities, merchandise, etc.
Assured: Your or receiver name (the beneficiary of insurance) and address.
Insurer: Name of the cargo insurance policy underwriters.
Shipping Details: name of the shipping company (ocean carrier, airline, trucking co.), vessel name, voyage / flight number.
Insured Value: normal rule is to insure for CIF + 10%. Total cost of the cargo, freight shipping charges, insurance premium and add 10%. This amount should cover the REPLACEMENT COST plus any unforeseen expenses.
Place of Origin: city, state / region, country, port of departure.
Final Destination: city, state / region, country, port of destination.
Description of Goods: what is being shipped, number of packages / pallets, weight, marks, VIN / ID numbers.
Average Terms & Conditions: special terms for your cargo shipment. Cargo Insurance Policy deductible is 1% of the insured value with $500 minimum. Household goods are subject to 3% deductible, minimum of $250.
CONDITIONS: Warranties and conditions.
Additional Notes: more details on your international or domestic shipment; letter of credit information, etc.
Consignee: if the receiver of the cargo is different from the Assured.
Claims Agent: company at the country of destination to be notified in case of cargo damages or losses.
Claims Procedures: steps to file the cargo insurance claim and list of required supporting documents.
IV. Translate the Sample Request for a Certificate of Insurance into Russian
[Date] [Company Name] [Address]
RE: Current Certificates of Insurance
Dear [Name]: It is our company’s policy to work only with companies who are properly insured. Please provide the following certificates for the line indicated: Subcontractor – Provide Certificate of Insurance and maintain insurance for general liability with minimum limits of [$1,000,000 occurrence / $2,000,000 aggregate suggested], motor vehicle liability [$1,000,000 suggested], and workers compensation, including employers liability. [Your company name] must be named as an additional insured on the Certificate of Insurance for general liability, and if possible, auto liability. Fabricator – Provide Certificate of Insurance for general liability with minimum limits of [$1,000,000/$2,000,000 suggested]. [Your company name] must be named as an additional insured on the Certificate of Insurance. Supplier/Vendor – Provide Certificate of Insurance for general liability coverage with minimum limits of [$1,000,000 suggested]. Design Professional – Provide Certificate of Insurance for general liability and professional liability coverage with minimum limits of [$1,000,000 suggested]. All Certificates of Insurance must be provided directly from your insurance agent, or insurance company. Thank you for your prompt attention to this request.
Very truly yours, |