- •§ 1. Scope of application of Act
- •§ 2. Definition, principles and form of health insurance
- •§ 3. Insurer
- •§ 4. Health promotion
- •§ 5. Insured person
- •§ 6. Duration of insurance cover of employees and public servants
- •§ 7. Duration of insurance cover of persons for whom social tax is paid by state or local government
- •§ 8. Duration of insurance cover of members of management or controlling bodies of legal persons
- •§ 9. Duration of insurance cover of persons receiving remuneration or service fees on basis of contract under law of obligations
- •§ 91. Duration of insurance cover of persons receiving unemployment insurance benefit
- •§ 10. Duration of insurance cover of sole proprietors entered in register
- •§ 11. Duration of insurance cover of persons considered equal to insured persons
- •§ 12. Specifications concerning duration of insurance cover of persons considered equal to insured persons
- •§ 13. Submission of documents and information
- •§ 14. Liability of persons obligated to submit documents
- •§ 15. Health insurance database
- •§ 16. Chief processor and authorised processor of health insurance database
- •§ 17. Information to be entered in health insurance database
- •§ 18. Right to collect information
- •§ 19. Entries in health insurance database
- •§ 20. Statutes for maintenance of health insurance database
- •§ 21. Proof of insurance cover
- •§ 22. Persons considered equal to insured persons on basis of contract
- •§ 23. Application of Acts
- •§ 24. Conditions under which person is considered equal to insured persons on basis of contract
- •§ 25. Definition and types of health insurance benefit
- •§ 26. Right of recourse of health insurance fund
- •§ 27. Territorial effect of health insurance benefits
- •16.12.04 Entered into force 1.01.05 - rt I 2004, 89, 614
- •§ 28. Restrictions on receipt of health insurance benefits
- •§ 29. Scope of insurance cover
- •§ 30. List of health services of health insurance fund
- •§ 31. Amendment of list of health services
- •§ 32. Payment to health care providers
- •§ 33. Dental care benefit for insured person under 19 years of age
- •§ 34. Disease prevention
- •§ 35. Contract for financing medical treatment
- •§ 36. Entry into contract for financing medical treatment
- •§ 37. Conditions of contract for financing medical treatment
- •§ 38. Waiting list
- •§ 39. Assumption of obligations
- •§ 40. Right to second opinion
- •§ 41. Scope of insurance cover in case of benefits for medicinal products
- •§ 42. Reference price, price agreement, basic rate of cost-sharing and maximum rate of benefit for medicinal products
- •§ 43. List of medicinal products
- •§ 44. Discount rates for medicinal products
- •§ 45. Entry into price agreement
- •§ 46. Assumption of obligations to pay for the sale of medicinal products
- •§ 47. Supplementary benefit for medicinal products.
- •§ 48. Scope of insurance cover in case of benefits for medical devices
- •§ 481. Amendment of list of medical devices
- •§ 49. Assumption of obligation to pay for medical devices and contracts with sellers
- •§ 50. Definition and types of benefit for temporary incapacity for work
- •§ 51. Insured event of temporary incapacity for work
- •§ 52. Certificate of incapacity for work
- •§ 53. Procedure for grant and payment of benefit for temporary incapacity for work
- •§ 54. Size of benefit for temporary incapacity for work
- •§ 55. Calculation of average income per calendar day
- •§ 56. Right to receive benefit for temporary incapacity for work
- •17.12.08 Entered into force 1.07.09 - rt I 2009, 5, 35
- •§ 57. Period of time serving as basis for calculation of sickness benefit
- •§ 58. Period of time serving as basis for calculation of maternity benefit or adoption benefit
- •§ 59. Period of time serving as basis for calculation of care benefit
- •§ 60. Restriction on right to receive benefit for temporary incapacity for work
- •§ 61. Prohibition on permitting insured person who is temporarily incapacitated for work to assume employment or service
- •§ 62. Rights of health insurance fund upon payment of benefit for temporary incapacity for work
- •§ 63. Adult dental care benefit
- •§ 64. (Repealed - 16.12.04 entered into force 1.01.05 - rt I 2004, 89, 614)
- •§ 65. Documents necessary for receipt of adult dental care benefit
- •§ 66. Connection between adult dental care benefit and specific period of time
- •§ 67. Additional fee and prohibition on extension of additional fee
- •§ 68. Obligation to provide health service in standard conditions of accommodation
- •§ 69. Fee for home visit
- •§ 70. Visit fee and additional cost-sharing upon payment for out-patient specialised medical care
- •§ 72. Maximum rate of visit fee and in-patient fee
- •§ 73. Fee for issue of documents
- •§ 74. Repeal of Republic of Estonia Health Insurance Act
- •§ 75. Amendment of Republic of Estonia Employment Contracts Act
- •§ 76. Amendment of Wages Act
- •§ 77. Amendment of Public Service Act
- •§ 78. Amendment of Medicinal Products Act
- •§ 79. Amendment of Mental Health Act
- •§ 80. Amendment of State Fees Act
- •§ 81. Amendment of Income Tax Act
- •§ 82. Amendment of Estonian Health Insurance Fund Act
- •§ 83. Amendment of Social Tax Act
- •§ 84. Amendment of Holidays Act
- •§ 85. Amendment of State Liability Act
- •§ 86. Amendment of Health Services Organisation Act
- •§ 87. Amendment of Value Added Tax Act
- •§ 88. Calculation of average income per calendar day until entry into force of § 55 of this Act
- •§ 89. Transitional provisions
- •§ 90. Entry into force of Act
§ 23. Application of Acts
(1) Unless otherwise provided by this Act, all the rights and obligations of insured persons provided by this Act extend to the persons considered equal to insured persons on the basis of a contract specified in subsection 22 (1) of this Act.
(2) The provisions of the Law of Obligations Act which regulate insurance contracts apply to the contracts specified in subsection 22 (1) of this Act insofar as they are not in conflict with the provisions of this Act. The provisions of the Insurance Activities Act do not apply to such contracts.
(15.06.05 entered into force 1.01.06 - RT I 2005, 39, 308)
§ 24. Conditions under which person is considered equal to insured persons on basis of contract
(1) The standard conditions of the contract specified in subsection 22 (1) of this Act shall be approved by the supervisory board of the health insurance fund on the proposal of the management board.
(2) The term of the contract shall be at least one year.
(3) The size of an insurance premium payable in a calendar month on the basis of a contract shall be the product of the average gross wages of the previous calendar year as published by the Statistical Office, multiplied by 0.13 and rounded to full kroons. The health insurance fund has the right to change the size of an insurance premium payable in a calendar month once a year after the Statistical Office has published the average gross wages of the previous calendar year.
(28.06.2004 entered into force 01.08.2004 - RT I 2004, 56, 400)
(4) Insurance cover commences one month after entry into the contract. If an insurance contract is entered into during the period of validity of the compulsory insurance cover of a person, the insurance cover of the person shall commence as of the termination of the currently valid compulsory insurance cover without interruption.
(5)–(6) (Repealed 15.06.05 entered into force 1.01.06 - RT I 2005, 39, 308)
(7) A contract terminates upon commencement of compulsory insurance cover on the basis of this Act.
Chapter 3
Health Insurance Benefit
Division 1
General Conditions
§ 25. Definition and types of health insurance benefit
(1) Health insurance benefit is a high quality and timely health service, necessary medicinal product or medical device which is provided to an insured person under the conditions provided for in this Act by the health insurance fund or a person who has entered into a corresponding contract with the fund (benefit in kind), or a sum of money which the health insurance fund is required to pay to an insured person under the conditions provided for in this Act for the health care expenses incurred by the person or upon his or her temporary incapacity for work (benefit in cash).
(20.12.07 entered into force 1.09.08 - RT I 2008, 3, 22)
(2) A health insurance benefit in kind is any of the following which is wholly or partially financed by the health insurance fund:
1) a health service provided to prevent or treat a disease (health service benefit);
2) a medicinal product or medical device (benefit for medicinal products and benefit for medical devices).
(20.12.07 entered into force 1.09.08 - RT I 2008, 3, 22)
(3) The expenses incurred by the health insurance fund to provide benefits for medicinal products shall not exceed 20 per cent of the expenses prescribed for health service benefits in the annual health insurance budget. The funds of the risk reserve provided for in § 391 of the Estonian Health Insurance Fund Act may be used on the basis of a decision of the supervisory board of the health insurance fund in order to cover the additional expenses incurred for benefits for medicinal products in the case of an unanticipated growth in disease contraction.
(4) A health insurance benefit in cash is any of the following which is paid to an insured person by the health insurance fund:
1) benefit for temporary incapacity for work;
2) adult dental care benefit;
3) (Repealed - 16.12.04 entered into force 1.01.05 - RT I 2004, 89, 614)
4) supplementary benefit for medicinal products.
(41) A health insurance benefit in cash shall be paid at the expense of the health insurance fund into the bank account of the recipient of the benefit or, on the basis of a written application of the recipient of the benefit into the bank account of a third party in Estonia. A health insurance benefit in cash shall be paid into the bank account of the recipient of the benefit in a foreign state at the expense of the recipient of the benefit. (19.06.08 entered into force 1.08.08 - RT I 2008, 34, 210)
(5) An insured person does not have the right of recourse against the health insurance fund in respect of the money or other assets spent on the services, medicinal products or medical devices classified as health insurance benefits in kind. (20.12.07 entered into force 1.09.08 - RT I 2008, 3, 22)