Offi-Guid-TOEFL

83)*0 M&8 0MWXIRMRK

&EWMG 7XVEXIKMIW JSV XLI 83)*0 M&8 0MWXIRMRK 7IGXMSR

F8EOI RSXIW [LMPI ]SY PMWXIR 3RP] XLI QENSV TSMRXW [MPP FI XIWXIH WS HS RSX XV] XS [VMXI HS[R IZIV] HIXEMP %JXIV XIWXMRK RSXIW EVI GSPPIGXIH ERH WLVIH HIH FIJSVI ]SY PIEZI XLI XIWX GIRXIV

F;LIR PMWXIRMRK XS E PIGXYVI TE] EXXIRXMSR XS XLI RI[ [SVHW SV GSRGITXW MRXVSHYGIH F] XLI TVSJIWWSV 8LIWI [MPP SJXIR FI XIWXIH

F;LIR PMWXIRMRK XS E PIGXYVI TE] EXXIRXMSR XS XLI [E] XLI PIGXYVI MW SVKER M^IH ERH XLI [E] XLI MHIEW MR XLI PIGXYVI EVI GSRRIGXIH

F'LSSWI XLI FIWX ERW[IV 8LI GSQTYXIV [MPP EWO ]SY XS GSRJMVQ ]SYV GLSMGI %JXIV GPMGOMRK SR 3/ ]SY EYXSQEXMGEPP] KS SR XS XLI RI\X UYIWXMSR

F0MWXIRMRK UYIWXMSRW QYWX FI ERW[IVIH MR SVHIV 3RGI ]SY GPMGO SR 3/ ]SY GERRSX KS FEGO XS E TVIZMSYW UYIWXMSR

,S[ XS 7LEVTIR =SYV 0MWXIRMRK 7OMPPW

0MWXIRMRK MW SRI SJ XLI QSWX MQTSVXERX WOMPPW RIGIWWEV] JSV WYGGIWW SR XLI 83)*0 M&8 XIWX ERH MR EGEHIQMGW MR KIRIVEP 8LI EFMPMX] XS PMWXIR ERH YRHIVWXERH MW XIWXIH MR XLVII SYX SJ JSYV WIGXMSRW SJ XLI 83)*0 M&8 XIWX

8LI FIWX [E] XS MQTVSZI ]SYV PMWXIRMRK WOMPPW MW XS PMWXIR JVIUYIRXP] XS QER] HMJJIVIRX X]TIW SJ QEXIVMEP MR ZEVMSYW WYFNIGX EVIEW WGMIRGIW WSGMEP WGMIRGIW EVXW FYWMRIWW IXG 3J GSYVWI [EXGLMRK QSZMIW ERH 8: ERH PMWXIRMRK XS XLI VEHMS MW ER I\GIPPIRX [E] XS TVEGXMGI PMWXIRMRK %YHMS XETIW ERH '(W SJ XEPOW EVI EZEMPEFPI MR PMFVEVMIW ERH FSSOWXSVIW XLSWI [MXL XVERWGVMTXW SJ XLI PMWXIRMRK QEXIVMEP EVI TEV XMGYPEVP] LIPTJYP 8LI -RXIVRIX MW EPWS E KVIEX VIWSYVGI JSV PMWXIRMRK QEXIVMEP

,IVI EVI WSQI [E]W ]SY GER WXVIRKXLIR WOMPPW JSV XLI XLVII PMWXIRMRK TYVTSWIW XIWXIH SR XLI 83)*0 M&8 XIWX

0MWXIRMRK JSV &EWMG 'SQTVILIRWMSR

F -RGVIEWI ]SYV ZSGEFYPEV] ORS[PIHKI TIVLETW F] YWMRK JPEWLGEVHW

F*SGYW SR XLI GSRXIRX ERH JPS[ SJ QEXIVMEP (S RSX FI HMWXVEGXIH F] XLI WTIEOIVtW WX]PI ERH HIPMZIV]

F%RXMGMTEXI [LEX XLI WTIEOIV MW KSMRK XS WE] EW E [E] XS WXE] JSGYWIH ERH EHNYWX ]SYV TVIHMGXMSRW [LIR ]SY VIGIMZI EHHMXMSREP MRJSVQEXMSR

F7XE] EGXMZI F] EWOMRK ]SYVWIPJ UYIWXMSRW I K ;LEX QEMR MHIE MW XLI TVS JIWWSV GSQQYRMGEXMRK#

F'ST] XLI [SVHW qQEMR MHIE r qQENSV TSMRXW r ERH qMQTSVXERX HIXEMPWr SR HMJJIVIRX PMRIW SJ TETIV 0MWXIR GEVIJYPP] ERH [VMXI XLIWI XLMRKW HS[R [LMPI PMWXIRMRK 0MWXIR EKEMR YRXMP EPP MQTSVXERX TSMRXW ERH HIXEMPW EVI [VMXXIR HS[R

83)*0 M&8 0MWXIRMRK

F0MWXIR XS E TSVXMSR SJ E PIGXYVI SV XEPO ERH [VMXI E FVMIJ WYQQEV] SJ MQTSVXERX TSMRXW +VEHYEPP] MRGVIEWI XLI EQSYRX ]SY PMWXIR XS ERH WYQ QEVM^I 2SXI 7YQQEVM^MRK WOMPPW EVI RSX XIWXIH MR XLI 0MWXIRMRK WIGXMSR FYX XLI] EVI YWIJYP JSV XLI MRXIKVEXIH XEWOW MR XLI ;VMXMRK ERH 7TIEOMRK WIGXMSRW

0MWXIRMRK JSV 4VEKQEXMG 9RHIVWXERHMRK

F8LMRO EFSYX [LEX IEGL WTIEOIV LSTIW XS EGGSQTPMWL XLEX MW [LEX MW XLI TYVTSWI SJ XLI WTIIGL SV GSRZIVWEXMSR# -W XLI WTIEOIV ETSPSKM^MRK GSQ TPEMRMRK QEOMRK WYKKIWXMSRW#

F2SXMGI XLI [E] IEGL WTIEOIV XEPOW -W XLI PERKYEKI JSVQEP SV GEWYEP# ,S[ GIVXEMR HSIW IEGL WTIEOIV WSYRH# -W XLI WTIEOIVtW ZSMGI GEPQ SV IQS XMSREP# ;LEX HSIW XLI WTIEOIVtW XSRI SJ ZSMGI XIPP ]SY#

F2SXMGI XLI HIKVII SJ GIVXEMRX] SJ XLI WTIEOIV ,S[ WYVI MW XLI WTIEOIV EFSYX XLI MRJSVQEXMSR# (SIW XLI WTIEOIVtW XSRI SJ ZSMGI MRHMGEXI WSQI XLMRK EFSYX LMW SV LIV HIKVII SJ GIVXEMRX]#

F0MWXIR JSV GLERKIW MR XSTMG SV WMHI GSQQIRXW MR [LMGL XLI WTIEOIV FVMIJP] QSZIW E[E] JVSQ XLI QEMR XSTMG ERH XLIR VIXYVRW HMKVIWWMSRW

F;EXGL XIPIZMWMSR SV QSZMI GSQIHMIW ERH TE] EXXIRXMSR XS WXVIWW ERH MRXS REXMSR TEXXIVRW YWIH XS GSRZI] QIERMRK

0MWXIRMRK XS 'SRRIGX -HIEW

F8LMRO EFSYX LS[ XLI PIGXYVI MW SVKERM^IH 0MWXIR JSV XLI WMKREP [SVHW XLEX MRHMGEXI XLI MRXVSHYGXMSR QENSV WXITW SV MHIEW I\EQTPIW ERH XLI GSRGPY WMSR SV WYQQEV]

F-HIRXMJ] XLI VIPEXMSRWLMTW FIX[IIR MHIEW MR XLI MRJSVQEXMSR FIMRK HMW GYWWIH 4SWWMFPI VIPEXMSRWLMTW MRGPYHI GEYWI ERH IJJIGX GSQTEVI ERH GSRXVEWX WXITW MR E TVSGIWW

F 0MWXIR JSV [SVHW XLEX WLS[ GSRRIGXMSRW ERH VIPEXMSRWLMTW FIX[IIR MHIEW

F;LIR ]SY PMWXIR XS VIGSVHIH QEXIVMEP WXST XLI VIGSVHMRK EX ZEVMSYW TSMRXW ERH XV] XS TVIHMGX [LEX MRJSVQEXMSR SV MHIE [MPP FI I\TVIWWIH RI\X

F'VIEXI ER SYXPMRI SJ XLI MRJSVQEXMSR HMWGYWWIH [LMPI PMWXIRMRK SV EJXIV PMW XIRMRK

0MWXIRMRK 4VEGXMGI 7IXW

46%'8-') 7)8

5YIWXMSRW

(MVIGXMSRW

;L] HSIW XLI QER KS XS WII LMW TVSJIWWSV# 8S FSVVS[ WSQI GLEVXW ERH KVETLW JVSQ LIV

8S EWO LIV XS I\TPEMR WSQI WXEXMWXMGEP TVSGIHYVIW

8S XEPO EFSYX E VITSVX LI MW [VMXMRK

8S HMWGYWW E KVEHI LI KSX SR E TETIV

;L] HSIW XLI TVSJIWWSV WE] XLMW#

8S UYIWXMSR XLI PIRKXL SJ XLI TETIV 8S SJJIV IRGSYVEKIQIRX 8S HMWTYXI XLI HEXE WSYVGIW 8S I\TPEMR E XLISV]

83)*0 M&8 0MWXIRMRK

;LEX MRJSVQEXMSR [MPP XLI QER MRGPYHI MR LMW VITSVX#

-RGPYHI MR 6ITSVX 2SX -RGPYHI MR 6ITSVX

'PMQEXI GLEVXW -RXIVZMI[W [MXL QIXISVSPSKMWXW

.SYVREP RSXIW

7XEXMWXMGEP XIWXW

;L] HSIW XLI TVSJIWWSV XIPP XLI QER EFSYX XLI ETTSMRXQIRX EX XLI HSGXSVtW SJJMGI#

8S HIQSRWXVEXI E [E] SJ VIQIQFIVMRK XLMRKW 8S I\TPEMR [L] WLI RIIHW XS PIEZI WSSR 8S MPPYWXVEXI E TSMRX XLEX ETTIEVW MR LMW VITSVX 8S IQTLEWM^I XLI MQTSVXERGI SJ KSSH LIEPXL

;LEX HSIW XLI TVSJIWWSV SJJIV XS HS JSV XLI QER#

,IPT LMQ GSPPIGX QSVI HEXE MR SXLIV EVIEW SJ XLI WXEXI 7YFQMX LMW VIWIEVGL JMRHMRKW JSV TYFPMGEXMSR +MZI LMQ XLI HSGXSVtW XIPITLSRI RYQFIV 6IZMI[ XLI JMVWX ZIVWMSR SJ LMW VITSVX

46%'8-') 7)8 7'6-48 %2( %27;)67

8VEGO 0MWXIRMRK 7GVMTX

2EVVEXSV

0MWXIR XS E GSRZIVWEXMSR FIX[IIR E WXYHIRX ERH E TVSJIWWSV

7XYHIRX

9L I\GYWI QI 4VSJIWWSV 8LSQTWSR - ORS[ ]SYV SJJMGI LSYVW EVI XSQSVVS[ FYX - [EW [SRHIVMRK MJ ]SY LEH E JI[ QMRYXIW JVII RS[ XS HMWGYWW WSQIXLMRK

4VSJIWWSV

7YVI .SLR ;LEX HMH ]SY [ERX XS XEPO EFSYX#

7XYHIRX

;IPP - LEZI WSQI UYMGO UYIWXMSRW EFSYX LS[ XS [VMXI YT XLI VIWIEVGL TVSNIGX - HMH XLMW

WIQIWXIVhEFSYX GPMQEXI ZEVMEXMSRW

4VSJIWWSV

3L ]IW =SY [IVI PSSOMRK EX ZEVMEXMSRW MR GPMQEXI MR XLI +VERX 'MX] EVIE VMKLX# ,S[ JEV EPSRK LEZI ]SY KSXXIR#

83)*0 M&8 0MWXIRMRK

7XYHIRX

-tZI KSX EPP Q] HEXE WS -tQ WXEVXMRK XS WYQQEVM^I MX RS[ TVITEVMRK KVETLW ERH WXYJJ &YX -tQ NYWX -tQ PSSOMRK EX MX ERH -tQ EJVEMH XLEX MXtW RSX IRSYKL FYX -tQ RSX WYVI [LEX IPWI XS TYX MR XLI VITSVX

4VSJIWWSV

- LIEV XLI WEQI XLMRK JVSQ IZIV] WXYHIRX =SY ORS[ ]SY LEZI XS VIQIQFIV RS[ XLEX ]SYtVI XLI I\TIVX SR [LEX ]SYtZI HSRI 7S XLMRO EFSYX [LEX ]SYtH RIIH XS MRGPYHI MJ ]SY [IVI KSMRK XS I\TPEMR ]SYV VIWIEVGL TVSNIGX XS WSQISRI [MXL KIRIVEP SV GEWYEP ORS[PIHKI EFSYX XLI WYFNIGX PMOI PMOI ]SYV TEVIRXW 8LEXtW YWYEPP] Q] VYPI SJ XLYQF [SYPH Q] TEVIRXW YRHIVWXERH XLMW#

7XYHIRX

3/ - KIX MX

4VSJIWWSV

- LSTI ]SY GER VIGSKRM^I F] Q] WE]MRK XLEX LS[ QYGL ]SY HS ORS[ EFSYX XLI WYFNIGX

7XYHIRX

6MKLX - YRHIVWXERH - [EW [SRHIVMRK MJ - WLSYPH EPWS MRGPYHI XLI RSXIW JVSQ XLI VI WIEVGL NSYVREP ]SY WYKKIWXIH - OIIT#

4VSJIWWSV

=IW HIJMRMXIP] =SY WLSYPH YWI XLIQ XS MRHMGEXI [LEX ]SYV IZSPYXMSR MR XLSYKLX [EW XLVSYKL XMQI 7S NYWX WIX YT ]SY ORS[ [LEX [EW XLI TYVTSWI SJ [LEX ]SY [IVI HSMRKhXS XV] XS YRHIVWXERH XLI GPMQEXI ZEVMEFMPMX] SJ XLMW EVIEhERH [LEX ]SY HMH ERH [LEX ]SYV ETTVSEGL [EW

7XYHIRX

3/ 7S JSV I\EQTPI - WXYHMIH QIXISVSPSKMGEP VIGSVHW - PSSOIH EX GPMQEXI GLEVXW - YWIH HMJJIVIRX QIXLSHW JSV EREP]^MRK XLI HEXE PMOI GIVXEMR WXEXMWXMGEP XIWXW ERH XLIR - HMWGYWW XLI VIWYPXW -W XLEX [LEX ]SY QIER#

4VSJIWWSV

=IW XLEXtW VMKLX =SY WLSYPH MRGPYHI EPP SJ XLEX 8LI WXEXMWXMGEP XIWXW EVI IWTIGMEPP] MQ TSVXERX %RH EPWS FI WYVI ]SY MRGPYHI E KSSH VIJIVIRGI WIGXMSR [LIVI EPP ]SYV TYF PMWLIH ERH YRTYFPMWLIH HEXE GEQI JVSQ sGEYWI ]SY LEZI E PSX SJ YRTYFPMWLIH GPMQEXI HEXE

7XYHIRX

,QQ WSQIXLMRK NYWX GEQI MRXS Q] QMRH ERH [IRX SYX XLI SXLIV WMHI

4VSJIWWSV

8LEX LETTIRW XS QI E PSX WS -tZI GSQI YT [MXL E TVIXX] KSSH QIQSV] QEREKIQIRX XSSP - GEVV] E PMXXPI TEH [MXL QI EPP XLI XMQI ERH NSX HS[R UYIWXMSRW SV MHIEW XLEX - HSRtX [ERX XS JSVKIX *SV I\EQTPI - [IRX XS XLI HSGXSV [MXL Q] HEYKLXIV ERH LIV FEF] WSR PEWX [IIO ERH [I ORI[ [I [SYPHRtX VIQIQFIV IZIV]XLMRK [I [ERXIH XS EWO XLI HSG XSV WS [I EGXYEPP] QEHI E PMWX SJ JMZI XLMRKW [I [ERXIH ERW[IVW XS

83)*0 M&8 0MWXIRMRK

7XYHIRX

% RSXITEH MW E KSSH MHIE 7MRGI -tQ WS FYW] RS[ EX XLI IRH SJ XLI WIQIWXIV -tQ KIX XMRK TVIXX] JSVKIXJYP XLIWI HE]W 3/ - NYWX VIQIQFIVIH [LEX - [EW XV]MRK XS WE] FIJSVI

4VSJIWWSV

+SSH - [EW LSTMRK ]SYtH GSQI YT [MXL MX

7XYHIRX

=IW -X IRHW YT XLEX - LEZI HEXE SR QSVI XLER NYWX XLI MQQIHMEXI +VERX 'MX] EVIE WS - EPWS MRGPYHIH WSQI VIKMSREP HEXE MR XLI VITSVX ;MXL IZIV]XLMRK IPWI MX WLSYPH FI E TVIXX] KSSH MRHMGEXSV SJ XLI GPMQEXI MR XLMW TEVX SJ XLI WXEXI

4VSJIWWSV

7SYRHW KSSH -tH FI LETT] XS PSSO SZIV E HVEJX ZIVWMSR FIJSVI ]SY LERH MR XLI JMREP GST] MJ ]SY [MWL

7XYHIRX

+VIEX -tPP TPER XS KIX ]SY E HVEJX SJ XLI TETIV F] RI\X *VMHE] 8LEROW ZIV] QYGL ;IPP

WII ]E

4VSJIWWSV

3/

%RW[IVW ERH )\TPEREXMSRW

8LMW MW E +MWX 4YVTSWI UYIWXMSR 8LI QER WE]W q- LEZI WSQI UYMGO UYIW XMSRW EFSYX LS[ XS [VMXI YT XLI VIWIEVGL TVSNIGX - HMH XLMW WIQIWXIV r ,I MW KSMRK XS [VMXI E VITSVX EFSYX LMW TVSNIGX ERH MW YRWYVI SJ [LEX XS MRGPYHI 'LSMGI MW XLI GSVVIGX ERW[IV

8LMW MW ER 9RHIVWXERHMRK XLI *YRGXMSR SJ ;LEX -W 7EMH UYIWXMSR 8LI UYIW XMSR EWOW ]SY XS VI PMWXIR XS XLMW TEVX SJ XLI GSRZIVWEXMSR

4VSJIWWSV

=SY ORS[ ]SY LEZI XS VIQIQFIV RS[ XLEX ]SYtVI XLI I\TIVX SR [LEX ]SYtZI HSRI 7S XLMRO EFSYX [LEX ]SYtH RIIH XS MRGPYHI MJ ]SY [IVI KSMRK XS I\TPEMR ]SYV VIWIEVGL TVSNIGX XS WSQISRI [MXL KIRIVEP SV GEWYEP ORS[PIHKI EFSYX XLI WYFNIGX PMOI PMOI ]SYV TEVIRXW 8LEXtW YWYEPP] Q] VYPI SJ XLYQF [SYPH Q] TEVIRXW YRHIVWXERH XLMW#

7XYHIRX

3/ - KIX MX

4VSJIWWSV

- LSTI ]SY GER VIGSKRM^I F] Q] WE]MRK XLEX LS[ QYGL ]SY HS ORS[ EFSYX XLI WYFNIGX

83)*0 M&8 0MWXIRMRK

8LIR ]SY EVI EWOIH WTIGMJMGEPP] EFSYX XLMW WIRXIRGI

2EVVEXSV

;L] HSIW XLI TVSJIWWSV WE] XLMW

4VSJIWWSV

- LSTI ]SY GER VIGSKRM^I F] Q] WE]MRK XLEX LS[ QYGL ]SY HS ORS[ EFSYX XLI WYFNIGX

8LI WXYHIRX MW YRWYVI SJ LS[ XS TVIWIRX XLI MRJSVQEXMSR MR LMW VITSVX 8LI TVS JIWWSV MW XV]MRK XS KMZI XLI WXYHIRX GSRJMHIRGI MR LMW S[R NYHKQIRX 8LIVIJSVI XLI GSVVIGX ERW[IV MW GLSMGI q8S SJJIV IRGSYVEKIQIRX r

8LMW UYIWXMSR MW IEW] XS VIGSKRM^I EW E 'SRRIGXMRK 'SRXIRX UYIWXMSR 8LI WXY HIRX ERH XLI TVSJIWWSV HMWGYWW WIZIVEP WSYVGIW SJ MRJSVQEXMSR XLEX XLI WXYHIRX YWIH XS MRZIWXMKEXI GPMQEXI ZEVMEXMSR 8LI] HS RSX HMWGYWW MRXIVZMI[MRK QIXI SVSPSKMWXW IZIR XLSYKL XLI] QIRXMSR SXLIV OMRHW SJ GSRZIVWEXMSRW PMOI XLI TVSJIWWSVtW HMWGYWWMSR [MXL LIV GLMPHtW HSGXSV 8LI GLEVX GSVVIGXP] JMPPIH SYX PSSOW PMOI XLMW

*SV IEGL TLVEWI FIPS[ TPEGI E GLIGOQEVO MR XLI q-RGPYHIr GSPYQR SV XLI q2SX

-RGPYHIr GSPYQR

	-RGPYHI MR 6ITSVX	2SX -RGPYHI MR 6ITSVX
'PMQEXI GLEVXW	<
-RXIVZMI[W [MXL QIXISVSPSKMWXW		<
.SYVREP RSXIW	<
7XEXMWXMGEP XIWXW	<

8LMW MW ER 9RHIVWXERHMRK XLI *YRGXMSR SJ ;LEX -W 7EMH UYIWXMSR 8LI GSV VIGX ERW[IV MW GLSMGI 8LI TVSJIWWSVtW TYVTSWI MR QIRXMSRMRK XLI HSGXSVtW SJJMGI MW XS WLS[ XLI QER LS[ [VMXMRK HS[R UYIWXMSRW EW XLI] SGGYV GER FI YWIJYP 8LI QER LEW JSVKSXXIR E UYIWXMSR LI [ERXIH XS EWO XLI TVSJIWWSV 8LI TVSJIWWSV [LIR WLI WTSOI XS XLI HSGXSV [VSXI HS[R LIV UYIWXMSRW FIJSVI LERH WS WLI [SYPH RSX JSVKIX 7LI QIRXMSRW XLI HSGXSVtW SJJMGI MR SVHIV XS HIQSRWXVEXI E WXVEXIK] JSV VIQIQFIVMRK

8LMW MW E (IXEMP UYIWXMSR 8LI HMWGYWWMSR IRHW [MXL XLI TVSJIWWSV SJJIVMRK XS qPSSO SZIV E HVEJX ZIVWMSRr SJ XLI QERtW TETIV

46%'8-') 7)8

5YIWXMSRW

(MVIGXMSRW

;LEX MW XLI QEMR TYVTSWI SJ XLI PIGXYVI#

8S MPPYWXVEXI XLI MQTSVXERGI SJ I\XVMRWMG ZEPYIW 8S I\TPEMR %VMWXSXPItW ZMI[W EFSYX XLI MQTSVXERGI SJ XIEGLMRK 8S I\TPEMR [L] TISTPI GLERKI [LEX XLI] ZEPYI 8S HMWGYWW %VMWXSXPItW ZMI[W EFSYX LYQER LETTMRIWW

8LI TVSJIWWSV KMZIW I\EQTPIW SJ XLMRKW XLEX LEZI ZEPYI JSV LIV -RHMGEXI JSV IEGL I\EQTPI [LEX X]TI SJ ZEPYI MX LEW JSV LIV

		&SXL )\XVMRWMG ERH
3RP] )\XVMRWMG :EPYI	3RP] -RXVMRWMG :EPYI	-RXVMRWMG :EPYI

8IEGLMRK

)\IVGMWI

,IEPXL

4PE]MRK E QYWMGEP MRWXVYQIRX

;L] MW LETTMRIWW GIRXVEP XS %VMWXSXPItW XLISV]#

&IGEYWI MX MW WS HMJJMGYPX JSV TISTPI XS EXXEMR &IGEYWI MX MW ZEPYIH JSV MXW S[R WEOI F] EPP TISTPI &IGEYWI MX MW E QIERW XS E TVSHYGXMZI PMJI &IGEYWI QSWX TISTPI EKVII EFSYX [LEX LETTMRIWW MW

83)*0 M&8 0MWXIRMRK

%GGSVHMRK XS XLI TVSJIWWSV [L] HSIW %VMWXSXPI XLMRO XLEX JEQI GERRSX TVSZMHI XVYI LETTMRIWW#

*EQI GERRSX FI SFXEMRIH [MXLSYX LIPT JVSQ SXLIV TISTPI *EQI GERRSX FI SFXEMRIH F] EPP TISTPI *EQI HSIW RSX PEWX JSVIZIV 4ISTPI GERRSX WLEVI XLIMV JEQI [MXL SXLIV TISTPI

;LEX HSIW XLI TVSJIWWSV QIER [LIR WLI WE]W XLMW#

8IEGLMRK MW RSX E LMKLP] ZEPYIH TVSJIWWMSR MR WSGMIX] 7LI QE] GLERKI TVSJIWWMSRW MR SVHIV XS IEVR QSVI QSRI] 8LI VIEWSR WLI MW E XIEGLIV LEW PMXXPI XS HS [MXL LIV WEPEV] 1SVI TISTPI [SYPH FIGSQI XIEGLIVW MJ XLI WEPEV] [IVI LMKLIV

46%'8-') 7)8 7'6-48 %2( %27;)67

8VEGO 0MWXIRMRK 7GVMTX

2EVVEXSV

0MWXIR XS TEVX SJ E PIGXYVI MR E TLMPSWSTL] GPEWW

4VSJIWWSV

3/ %RSXLIV ERGMIRX +VIIO TLMPSWSTLIV [I RIIH XS HMWGYWW MW %VMWXSXPIh%VMWXSXPItW IXLMGEP XLISV] ;LEX %VMWXSXPItW IXLMGEP XLISV] MW EPP EFSYX MW XLMW LItW XV]MRK XS WLS[ ]SY LS[ XS FI LETT]h[LEX XVYI LETTMRIWW MW

2S[ [L] MW LI MRXIVIWXIH MR LYQER LETTMRIWW# -XtW RSX NYWX FIGEYWI MXtW WSQI XLMRK XLEX EPP TISTPI [ERX XS EMQ JSV -XtW QSVI XLER XLEX &YX XS KIX XLIVI [I RIIH XS JMVWX QEOI E ZIV] MQTSVXERX HMWXMRGXMSR 0IX QI MRXVSHYGI E GSYTPI SJ XIGLRMGEP XIVQW I\XVMRWMG ZEPYI ERH MRXVMRWMG ZEPYI

8S YRHIVWXERH %VMWXSXPItW MRXIVIWX MR LETTMRIWW ]SY RIIH XS YRHIVWXERH XLMW HMW XMRGXMSR

7SQI XLMRKW [I EMQ JSV ERH ZEPYI RSX JSV XLIQWIPZIW FYX JSV [LEX XLI] FVMRK EFSYX MR EHHMXMSR XS XLIQWIPZIW -J - ZEPYI WSQIXLMRK EW E QIERW XS WSQIXLMRK IPWI XLIR MX LEW [LEX [I [MPP GEPP qI\XVMRWMG ZEPYI r 3XLIV XLMRKW [I HIWMVI ERH LSPH XS FI ZEPYEFPI JSV XLIQWIPZIW EPSRI -J [I ZEPYI WSQIXLMRK RSX EW E QIERW XS WSQIXLMRK IPWI FYX JSV MXW S[R WEOI PIX YW WE] XLEX MX LEW qMRXVMRWMG ZEPYI r

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