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Vocabulary

to reimburse – возмещать, компенсировать, оплачивать, рамбурсировать

consumer credit – потребительский кредит

store card – (амер.) рекламная карточка с описанием товара

personal loan – ссуда частному лицу

retail loan – ссуда розничной торговле

mandatory – обязательный

optional - необязательный

credit insurance – кредитное страхование, страхование кредитных операций

8. Give Russian equivalents:

to grant a loan

to generate a debt

trade credit

purchase agreement

motor (auto) finance

arrangement fee

9. Choose words from the list to fill in the gaps, then use them to make sentences:

arrangement, optional, monetary, purchase, delayed

1. _____ agreement

2. _____ fees

3. _____ payments

4. _____ systems

5. _____ costs

10. Fill in the gaps with the words and expressions from the text:

1. Provided resources are _____ at a later date.

2. Barter economies are based on _____ of goods and services.

3. Credit is frequently offered as a part of the terms of ______ .

4. A credit manager is employed by _____.

5. The term _____ is synonymous to credit history or to credit score.

11. Answer the questions:

1. What is credit?

2. How are the parties called?

3. What can credit be based on?

4. What does the term “trade credit ” refer to?

5. In what cases credit is not granted?

6. What are common forms of consumer credit?

7. What is the cost of credit? What does it include?

8. What is credit history?

12. Use words/phrases from the list to help you retell the text: provision of resources, a creditor, a lender, financial instability, a purchase agreement, consumer credit, cost of credit, credit history

Unit 6 Applying for the job

1. Translate the following words using the dictionary if necessary. Then fill in the gaps in the text below.

to apply for, to short-list, skills, application form, to fill out, cover letter (US) (GB covering letter), to follow, to proofread, candidates, blank.

When you (1)__________ the job, you are usually asked to leave the (2)________________ as well as your resume (GB curriculum vitae or CV) and a (3)_______________. Companies like to have standardized forms containing information about (4)___________. This makes comparison simpler and also makes it easier for a company to (5)__________ candidates for the interview. It is very important that you write down all your abilities and (6)________ in the spaces provided.

Remember, this is employer’s first impression of you so it is very important that you (7)___________ the form accurately. Read the form very carefully and answer each question honestly. Show the employers that you are able to (8) __________ instructions. Do not leave any sections (9)_________. It is necessary to (10)__________ your application before you turn it in.