Добавил:
Upload Опубликованный материал нарушает ваши авторские права? Сообщите нам.
Вуз: Предмет: Файл:
учебник 2 курс .docx
Скачиваний:
8
Добавлен:
08.11.2019
Размер:
759.18 Кб
Скачать

Vocabulary

a bank run (a run on the bank) – массовое изъятие вкладов из банка

to withdraw – снимать со счета

to wipe out – уничтожать

recession – падение, спад, рецессия

to suspend – приостанавливать, временно прекращать

convertibility – обратимость, конвертируемость (валюты, ценных бумаг)

to impose – облагать (налогом), налагать (обязательство)

reserve ratio – норма резерва

to fail – обанкротиться

failure – банкротство, несостоятельность

interests rate – ставка процента

assets – активы, средства, фонды

bubble – бум

downturn – спад деловой активности

8. Give Russian equivalents:

an incentive

chain of bankruptcies

to cause

to prevent

to satisfy

to insure

9. Choose words from the list to fill in the gaps, then use them to make sentences:

price, financial, bank, interest, economic

1. _____ rates

2. _____ bubble

3. _____ recession

4. _____ crises

5. _____ customer

10. Correct the statements that are false:

1. A bank run occurs when some bank customers withdraw their deposits.

2. Nothing can help to prevent bank runs.

3. To stop a run banks can temporally suspend withdrawals.

4. Depositors’ savings cannot be protected when the bank fails.

11. Answer the questions:

1. What is a bank run?

2. When does a bank panic occur?

3. Is it possible to prevent bank runs? How?

4. What was the financial crisis of 2007-2009 caused by?

12. Use words/phrases from the list to help you retell the text: a bank run, insolvent, a banking panic, suffer runs, to prevent bank runs, suspension of convertibility, impose, a reserve ratio requirement, deposit insurance systems, interest rates.

Unit 3 Bank account

1. Discuss the questions.

1. What advantages are there in opening a bank account?

2. What does a bank gain from having you as a customer?

2. Look at the brochure and answer the questions.

1. What sort of brochure is this?

2. Have you ever come across similar materials? Where?

3. Who is it designed for? Why do you think so?

New words:

mutual benefits

взаимная выгода

entrepreneur

предприниматель

to run own business

вести собственное дело

collateral

залог

loan

ссуда

withdraw money

снимать деньги

bank charge

банковский сбор

monthly statements

ежемесячные уведомления

to keep track

следить

income

доход

expenses

издержки

ATM (automated teller machine)

банкомат

local branch

местное отделение банка

bill

счет на оплату услуги

driver’s license

водительские права