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1. Cross out the verb in column a that cannot be used with the corresponding noun in column b.

A B

dominate / enter / decline / break into a market

make / run / go into / do (a) business

make / earn / boost / do profits

complete / make / conduct / carry out transactions

obtain / acquire / receive / rise assets

consolidate / collect / create / earn debts

reduce / make / do / increase expenditure

have / exert / go down / put into (an) effect

do / invest / spend / accumulate savings

issue / hold / drop / purchase securities

have / assess / cause / consider an impact

2. Complete: use an appropriate preposition where necessary.

for, by (3), on (2), in, of (3), to

  1. The increased revenue was achieved only … heavy expenditure … promotion.

  2. The interest rate … the loan was twelve percent.

  3. Investment is the use … income today … a way that allows … a future benefit.

  4. Most public debt consists … marketable securities issued … a government.

  5. Long-term funds are obtained … the sale … securities … a variety of financial institutions and individuals.

3. Linking: match the first half of each sentence with the most appropriate second half.

1. The two things you can do with your money are to …

a) income not used for consumption.

2. Savings is …

b) savings that are put to use.

3. Investments are …

c) spend it or save it.

4. The financial system allows for …

d) trade credit, bank loans, and commercial paper.

5. When loaned out at interest or invested in equity shares, …

e) business finance, personal finance, and public finance.

6. Financial intermediaries include …

f) savings provide a source of investment funds.

7. Three broad areas in finance are …

g) the transfer of funds between savers and investors.

8. Short-term credit is in the form of …

h) commercial banks, savings banks, savings and loan associations, etc.

4. Complete: use appropriate information from the text to finish the following sentences.

  1. The financial system consists … .

  2. Financial intermediaries are … .

  3. Business finance is … , while personal finance deals … .

  4. Investments are savings … .

  5. Finance is the process of … .

  6. Public debt is created because … .

5. Translate: give the English equivalents for the following word combinations.

Страховой рынок; требования по гарантии, претензии по гарантии; сберегательный вклад; обыкновенные акции, акции с нефиксированными дивидендами; личные инвестиции; фондовая биржа; аккумулировать средства; сберегательный банк; страховая компания; долгосрочный кредит; приобретать средства, имущество, фонды; потребительский кредит; получить закладную, ипотеку; потребительские товары длительного пользования; государственный долг.

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