VIII. Письменно ответьте на вопросы.

1. Whom were the first loans made to? -

2. Where did the first bank appear?

3. When did the United States begin chartering banking companies?

Вариант №15

I. Перепишите предложения, раскрыв скобки, поставьте глагол в требуемом времени и залоге. Выпишите глаголы и укажите их видовременную форму.

The Bedes (to be) in their new house for twenty-two days when their first post (to arrive). The postman (to bring) three large envelopes. There was a letter from Gwen's sister. Gwen (to think): «I (to read) it when the postman (to go) away». One envelope (to address) to Mrs. Alison who (to live) next door at that time but she (to leave) somewhere on holiday. Gwen (to promise) to keep the letter until Mrs. Alison (to arrive). When Gwen's husband returned from work later in the day he said: «Mrs. Alison (to come) back from her holiday. She (to come) to see us tonight».

II. Вставьте артикль, где необходимо.

What ... surprising news! ... nine-year-old girl nearly drowned when she was swimming. ... child was alone in ... large pool. She got into difficulty while she was swimming in ... deep end of the pool. When her family dog, Spot by ... name, heard her cries, it jumped into ... water and pulled the girl out. They say the dog will receive ... extra bone for... dinner.

III. Вставьте правильный предлог или послелог, где необходимо.

Congratulations ... your success! You are really good ... languages. How long did it take you to translate this text ... Russian ... English? If you are really interested ... humanities you should enter ... a linguistic university. You remind ... me of my own ambitions when I was leaving ... school.

IV. Составьте предложения, расположив слова в нужном порядке.

1. are/I/not/go/to/as/children/am/circus/eager/to/the/as/the.

2. French/are/class/students/there/speak/your/any/in/who?

3. a/that/describes/a/person's/called/lifestory/biography/book/is.

V. Переведите на английский язык слова, данные в скобках.

1. He has already (сделал) an appointment with the dentist. 2.1 usually put (намного больше) sugar in my tea.

3. He didn't earn (много) money to rent a big flat.

4. You should write this test only (чернилами).

5.1 saw him standing on (другой) side of the street.

6. We (согласны) to stay at school somewhat later today.

7.1 hardly know (кого-нибудь) here.

8. Is he as (высокий) as his brother?

VI. Выберите правильный вариант.

1. a) Emily is exciting about going on this trip.

b) Emily is excited about going on this trip.

c) Emily is excited to go on this trip.

2. a) The girl looks like her mother.

b) The girl looks the same like her mother.

c) The girl looks as her mother.

VII. Прочитайте текст и письменно переведите 2-й абзац.

BANKING INSTITUTIONS IN THE USA.

There are two kinds of banking institutions in the USA: a sayings bank and a commercial bank. Savings banks primarily serve the consumer, commercial banks primarily serve businesses. One of the main difference between them is in the kind of loan they can grant. Sayings banks can lend money to home buyers and home builders. Commercial banks can lend money for any purpose, such as buying a new car or starting a business.

Commercial banks are classified into national banks (chartered and supervised by Federal Government) and state banks (chartered and supervised by the state in which they are operated). All commercial banks can make loans to borrowers.

The United State has about 14 000 banks, of which 6 000 belong to the system operated by the Federal Reserve Board. Through its member banks, the Federal Reserve issues money, acts as a financial clearinghouse and establishes required cash reserves that banks must maintain; By increasing and decreasing these reserve requirements, and by changing the interest fate for loans to banks from the12 regional Federal Reserve Banks, the Federal Reserve Board can regulate the money supply and thereby attempt to control the rate of inflation in the economy.

Individual savings are usually deposited in interest-bearing, accounts to several types of institutions - banks, savings and loan associations and credit unions that are usually established by employee groups. Americans also have the opinion of placing part of their money in savings bonds and treasury bills issued by the federal government, or in privately operated mutual funds that invest the-money in the stock market.

Almost all private banks and savings institutions have insurance offered by the federal government to protect individual savings accounts up to $ 100 000.