- •Английский язык "business english by degrees"
- •"Business english by degrees"
- •Предисловие
- •Unit I. A personal presentation
- •Harry Smith
- •About Bob Howard
- •Curriculum Vitae
- •Vocabulary:
- •Unit II. Seeking for a job
- •Application form
- •Have you traveled outside Russia, if yes, what countries you visited: ______________
- •Dialogue 1
- •Dialogue 2
- •Dialogue 3
- •“Workers Wanted”
- •Vocabulary:
- •Unit III. Working day of a businessman
- •Meet Harry Smith
- •Vocabulary:
- •Unit IV. A man’s home is his castle
- •Welcome to Robert Ron Howard
- •Harry Smith’s Visit to Robert Howard’s Home
- •Dialogue 1
- •Dialogue 2
- •Dialogue 3
- •Bob’s Flat in London
- •Financial Statement For Richard g. And Stella m. Howard
- •Vocabulary:
- •Unit V. Khabarovsk sights
- •Sergei Volkov:May I ask how long you will be staying in Khabarovsk?
- •Sergey Volkov Tells his Guests about Khabarovsk
- •Speaking about Weekends
- •Museums and Monuments in Khabarovsk
- •Vocabulary:
- •Unit VI. Entertaining the guest
- •Hosting the Business Lunch
- •Making the Transition between Small Talk and Business
- •Closing the Business Lunch
- •Discussing an Entertainment Program
- •Shopping, luggage, clothing, health, money.
- •Vocabulary:
- •Unit VII. International cooperation. A visit to an enterprise.
- •First Far Eastern International Economic Congress
- •Priamurskaya Inter-Regional Trade and Industrial Fair
- •A Brief Story of the Trials and Triumphs
- •Vocabulary:
- •Unit VIII. Business language and business practice
- •To translate or to interpret?
- •How to Get to Know the English
- •Portland, Khabarovsk Sister City
- •Business Language and Business Practice
- •Vocabulary:
- •Unit IX. Consolidation
- •III. Complete the sentences.
- •IV. Choose the correct form of the verb.
- •V. Choose the correct form of the verb.
- •Grammar test VI
- •Reading comprehension Financial War against Terrorism Can Russia be an efficient fighter in it?
- •Test I (checking Exercises)
- •VII. Agree or disagree.
- •VIII. Complete the sentences according to the article.
- •Test II Write the answers
- •Write about
- •Vocabulary:
- •Final test
- •I. Choose the synonym to the underlined word.
- •II. Choose the correct translation for the underlined word.
- •III. Choose the appropriate part of speech and fill in the blanks.
- •IV. Use the correct word combination.
- •V. Choose the correct translation for the word underlined.
- •VI. Choose the correct preposition.
- •Contents
Financial Statement For Richard g. And Stella m. Howard
|
ASSETS |
|
LIABILITIES |
|
|
Savings accounts |
$10,720 |
Automobile Loans |
$ 16,000 |
|
Checking Accounts |
$ 3,550 |
Personal Loans (credit cards, etc.) |
$ 0 |
|
Money Market Funds |
$ 0 |
Real Estate Loan (residence) |
$ 395,260 |
|
Stocks & Bonds (market value) |
$ 10,120 |
Real Estate (other) |
$ 62,370 |
|
Life Insurance (net cash value) |
$ 23,472 |
Other Liabilities |
$ 0 |
|
Life Insurance (face value) |
$ 930,000 |
Total Liabilities: |
$ 473,630 |
|
Real Estate (residence) |
$ 570,000 |
|
|
|
Real Estate (other) |
$ 138,500 |
|
|
|
Vested Interest Retirement |
$ 132,500 |
|
|
|
Business Owned (net worth) |
$ 0 |
|
|
|
Automobiles Owned |
$ 41,400 |
Total Assets |
$1,879.362 |
|
Other Assets: Real Estate Partnership Savings |
$ 16,300 $ 2,800 |
Total Liabilities |
$ 473,630 |
|
Total assets |
$ 1,879.362 |
Total Net Worth (difference): |
$ 1,405.732 |
|
|
|
|
|
|
MONTHLY INCOME |
|
MONTHLY EXPENSES |
|
|
Salary – Robert |
$ 12,600 |
Mortgage |
$ 3,700 |
|
Salary – Stella |
$ 0 |
Food & Clothing |
$ 850 |
|
Dividends & Interest |
$ 130 |
Utilities & Telephone |
$ 350 |
|
Bonuses |
$ 0 |
Auto (Maintenance, gas, insurance, parking) |
$ 380 |
|
Net Rental Income |
$ 0 |
Health Insurance |
$ 80 |
|
Other: commissions |
$ 6,387 |
Taxes & Home Maintenance |
$ 680 |
|
Total Monthly Income: |
$ 19,117 |
Childcare |
$ 300 |
|
|
|
Retirement & Savings Allocation |
$ 1,300 |
|
|
|
Loan Payments |
$ 480 |
|
|
|
Total Monthly Expenses: |
$ 8,120 |
How much is the Howards’ annual adjusted gross income of?
What is Bob’s father annual salary like?
How much do they receive from the rental property each month?
What are their total payments monthly?
Do they have debts?
How much is the Howards’ property valued at?
What does their property consist of?
Ex. 19. Find equivalents from the Financial Statement above.
Ссуда на автомобиль, активы, номинальная стоимость, недвижимое имущество, коммунальные услуги, пассивы, ассигнование, облигации, содержание дома, акции, сбережения, налоги, проценты, страхование, закладная, зарплата, комиссионные, сберегательные счета, доход, рыночная стоимость, текущие счета, премии, доход от ренты, расходы.
Ex. 20. Topics for discussion:
Make up a financial statement of your family.
Analyze the financial situation of your family.
Speak about the difference between incomes and expenses of middle American and Russian families.
Describe American and Russian homes.