Home. (Episodes 11, 7)

Vocabulary:

I

1. to have one’s own place to live – to have a house where your family lives alone (without the parents or other relatives);

2. with a baby coming – waiting for a baby;

3. room – enough space;

4. to be pregnant –to be waiting for a baby;

5. to afford something – to have a possibility to have, bye or do something;

6. to lend money – to give money to somebody for some time;

1. to borrow money – to take money from somebody for some time;

7. to be stubborn – to follow only one’s own decisions;

8. History repeats itself. – The same events take place from time to time;

9. to look in the real estate section – to look through the column in a newspaper, where the advertisements about selling or buying houses or any other property are published;

10. to speak with a bank about a mortgage – to discuss with a bank an agreement about a loan for buying something;

11. the cost of housing – the average pricing of the houses;

12. personal earnings – the salaries and wages of those who want to take a loan from the bank or buy a house.

II

1. to find out about the possibilities – to ascertain if a person is able to repay a loan;

2. the information about the salaries and savings – the information about the income of a person;

3. to have a good idea about the financial situation – to know everything about the welfare standards of a family;

4. a book with photos of some homes – a brochure, advertising homes for sale;

5. two-bedroom house – a house with two bedrooms;

6. to be in one’s price range – to have enough money to buy something;

7. ranch type house – a one-story house;

8. two-bathroom house – a house with two bathrooms;

9. full basement – a basement which occupies the underground area of the whole house;

10. a half-acre lot – a piece of land near the house equal to 0,4 hectare;

11. Spanish style architecture – a house built in Spanish style;

12. to come on the market – to appear on the market for sale;

13. a brand new kitchen – a kitchen which has just been built or rebuilt;

14. a two-car garage – a garage for two cars;

15. a good investment – a profitable purchase;

16. information sheets – advertisements.

III

1. a loan officer – a clerk in a bank who deals with loans;

2. to refinance the present home – to registrate another mortgage for the house which has already been bought;

3. to find out about a mortgage – to ascertain everything about concluding an agreement about a loan with a bank;

4. to own or rent a house – to have a house as one’s property or to lease it;

5. a freelance photographer – a photographer who doesn’t work for any company;

6. tax forms – the forms one must fill in to pay taxes on the income;

7. to make a 10% downpayment – to pay 10% of the whole sum of a loan at once;

8. payments over 30 years – one can repay the loan during 30 years;

9. to own property, stocks, bonds – to have some kind of security in possession;

10. collateral – some property which one can give if he can’t repay the loan;

11. a guarantor – a person who can repay a loan instead of you if you can’t do it;

12. income – money received during a certain period;

13. to handle something alone – to cope with something without any help;

14. to have an advance on a book – to get some money for the book before it has been published;

15. to put the money down – to save some money for future use;

16. a great learning experience – to acquire more knowledge about something.

Give Russian equivalents to all the vocabulary units of Episode 11.