- •Английский язык
- •Unit 1 Text a Starting a business
- •Vocabulary
- •I. Read and translate this text:
- •III. Answer the questions:
- •IV. Fill in the gaps with the following words:
- •V. Match up these words with the definitions below:
- •VI. We generally describe the economy as consisting of three sectors:
- •VII. Translate into English:
- •Text b Business plan
- •Vocabulary
- •Read and translate this text:
- •Choose the right answer:
- •Read this letter and write an appropriate word below to fill each of the gap:
- •Substitute Russian words by English equivalents:
- •Text c Getting a credit
- •Read and translate this text in a written form:
- •Finish the sentences:
- •Read the dialogue between a bank manager and one of her customer:
- •Answer the questions:
- •I. Read the text and translate it into Russian: Budgeting
- •II. Put the terms into the box:
- •III. Irrevocable Letter of Credit
- •Look at the letter of credit. Read the explanations of the various sections below, and agree which explanation goes with which number in the document:
- •Translate this letter of credit into English:
- •Insurance
- •Vocabulary
- •Read the advertisement of an insurance firm and translate it into Russian:
- •Complete the words below to match the given meanings:
- •Mr. Smith has sent a claim form to his insurer after a fire at his restaurant. He receives the reply below. Complete the text with appropriate words from the box:
- •Bridge Insurance Ltd
- •124 Kew Gardens Road, London sw2 5hb
- •Look at the words used with the term claim; use the verbs to fill the gaps in the sentences below. Put the verbs into the correct form:
- •Which of the people below is being referred to in each of these sentences?
- •Match each of the ‘liability’ word partnerships with the appropriate definition:
- •Match the terms with its definitions:
- •Text c a Loan agreement
- •Read this text and translate it in a written form: Preamble, Amount of principle
- •Read the text and translate it into Russian:
- •Introduction to corporate taxation
- •Answer the questions:
- •True or False?
- •Text b Business organization
- •Vocabulary
- •Read the text and translate it into Russian: Types of business organization in the United Kingdom
- •Answer the questions:
- •True or False?
- •Text c a Loan Agreement
- •Unit 4 Text a Joint-Stock Company
- •Vocabulary
- •Read the text and translate it into Russian:
- •Insolvency problems
- •Answer the following questions:
- •Match the following sentences (1-11) with the words or phrases (a-k) on the right:
- •V The process of developing a corporate plan goes through several stages. Put the items (a-I) below in the correct place on the corporate plan:
- •VI.Translate into English:
- •Text b Organization structure
- •Vocabulary
- •Read and translate this text:
- •II Answer these questions:
- •III. Which of the following three paragraphs most accurately summarizes the text, and why?
- •Study the organization chart, then complete the description of the organization:
- •Unit 5 Text a Production
- •Vocabulary
- •Read the text and translate it into Russian:
- •Job production
- •Mass production
- •Batch production
- •Match the equivalents:
- •Answer the questions:
- •Match up these words with the definitions which follow:
- •Read the text below, and insert the words in the gaps:
- •Just-in-time production
- •Translate into English:
- •Text b Products and brands
- •Read the following text, and write a brief heading for each paragraph:
- •Answer these questions:
- •III Find words or expressions in the text which mean the following:
- •IV .Preparing a report
- •Read and complete the gaps using the following words:
- •VI Look at the words which can be used with the word ‘investment’ to make word partnerships, for example ‘capital investment’.
- •Role-play. Work in pairs to decide on the capital investment program. After you have decided, present it to the rest of the group.
- •Translate into English:
- •Text c a Loan Agreement
- •Unit 6 Text a Labour Unions
- •Vocabulary
- •Read and translate this text:
- •Industrial relations
- •Answer these questions:
- •Text b Who needs unions?
- •Read and translate this text:
- •II Answer these questions:
- •Find the words in the text which mean the following:
- •Translate into English:
- •Unit 7 Text a Preparation for negotiations
- •Vocabulary
- •Read and translate the following text about financial ratios:
- •Answer these questions:
- •Match the phrases on the left with a word or phrases on the right which means the same:
- •VI.Change the underlined words or phrases in the sentences below to other words or phrases that have a similar meaning. Choose them from the box:
- •Match each word with the correct definition:
- •Text b Business letter
- •Vocabulary
- •Read the following information on business letter:
- •Answer these questions:
- •Text c Types of business letters
- •Read and translate this text in a written form:
- •Read the following letters and match them with the type of the letter:
- •Unit 8 Text a Business Documents
- •Vocabulary
- •I Read and translate this text:
- •Invoice.
- •Answer these questions:
- •Read and translate this text:
- •II. Answer these questions:
- •III. Say whether the statements are true or false:
- •Insert the correct words in the appropriate spaces in the passage below:
- •Translate into English:
- •Text c The Bank of England
- •Содержание
Read and translate this text:
The Bill of Landing
The Bill of Landing (its abbreviation is B/L) is an essential document in international trade and shipment. It is important in law, in finance, and in insurance.
It is important in law because it is legal title to ownership of the goods. If an importer holds the Bill of Landing he can take possession of the goods printed on it. The consignee (the buyer or importer) can get his goods only when he presents the Bill of Landing to the shipping company when the ship arrives.
It is important in finance because the Bill of Landing is usually handed to the bank together with the Export Invoice and the Certificate of Insurance, before the bank will issue credit or accept the Bill of Exchange. The consignor (the seller or exporter) sometimes demands payment before he hands the Bill of Landing to the buyer or his bank.
It is important in insurance because the Bill of Landing states whether the goods have been inspected on board ship by the Captain (or Master) of the ship. In the USA, ‘on deck’ is often used instead of ‘on board’. This is important in deciding who is responsible or liable for any damage to the cargo.
The Bill of Landing is a receipt signed by the captain of the ship for the cargo he has received on board. This is called a ‘shipped’ Bill of Landing (also called a ‘shipped on board’ Bill of Landing). This Bill of Landing states that the captain has inspected the goods after loading, and gives the following details:
the name of the shipper
the name of the ship
the consignee (or ‘to order’)
the port of loading
the port of discharge
the marks and numbers
the quantity
the type of packing
the description of the goods
the weight
the measurement
Banks usually require ‘shipped’ Bill of Landing for credit transactions.
A ‘clean’ Bill of Landing means that the ship owners agree that the goods were received on board in good condition. If the goods are not in good order and condition, the Bills of Landing are described as ‘dirty’, ‘unclean’, or ‘foul’.
Some Bills of Landing are also called ‘claused’, because the ship owners sometimes add an extra clause to show that the goods were, for example, badly or inadequately packed. This may be important for the insurance surveyor.
A bill of Landing is negotiable document. An importer can endorse the Bill of Landing and sell the goods in this way, even before they arrive. An importer can endorse a Bill of Landing by signing across the back. In this way, ownership of the goods can be transferred to another buyer simply by handing the endorsed Bill of Landing to him. A Bill of Landing can state that the goods must be delivered to a certain person or company, or it may state ‘to order’. (This phrase is also printed on cheques and Bills of Exchange). A letter of Credit may demand that the Bill of Landing should be made out ‘to order’ and endorsed ‘in blank’. This means that the sellers place no restrictions on the right to transfer ownership.
Many ship owners print their own Bills of Landing, and not all look alike. The master of the vessel signs the Bill of Landing and the ship owners retain a copy. The other copies are sent to the exporter (or seller). He will then send a copy to the bank either for payment or for acceptance of a Bill of Exchange. If there is a regular trade between a seller and a buyer, the seller will draw on the buyer’s credit, and send copies of the Bill of Landing by separate mails to make sure he receives at least one. The buyer can then present the Bill of Landing to the shipping company at the port of discharge, and can take delivery of the goods. Companies often do this through forwarding agents. When these arrangements are completed, they receive the Bill of Landing from the captain of the ship which transports the goods. There are usually three or four copies. On of the copies is kept by the shipping company, and the other copies are sent to the exporter.