Vocabulary on the text

account, n – счет

argue, v, – спорить, доказывать

bond, n – облигация

cash, n – наличные деньги

catch, v, – ловит, поймать

controversial, adj – спорный, дискуссионный

decent, adj – приличный, подходящий; скромный, сдержанный

deposit, n – вклад (в банк); задаток

deposit, v, – класть (в банк); сдавать на хранение

deserve, v, – заслуживать, быть достойным (ч-л)

durable goods – товары длительного пользования

ensure, v, – обеспечивать, гарантировать, ручаться

fair, adj – честный, справедливый

fee, n – гонорар, вознаграждение, плата

gain, n – прибыль, выгода; pl – доходы (from – от); заработок; прирост

income, n – доход(ы); приход; прибыль

inheritance, n – наследство; наследование

injure, v, – ранить; испортить; причинить ущерб

insurance, n – страхование; страховой платеж

loan, n – заем; ссуда

loan, v, – давать в займы

luck, n – случай; удача

make off, v, – убежать, удрать

net worth, n – стоимость имущества за вычетом обязательств; собственный капитал (предприятия)

partially, adv, – частично, неполно

possession, n – владение, обладание; pl – собственность, имущество

poverty, n – бедность, нужда

safety, n – безопасность, надежность

saving account, n – счет в сберегательном банке

saving, adj – сберегающий, спасительный; экономный

saving, n – спасение, экономия; pl – сбережения

stem, v, – происходить (from, out of); оказывать сопротивление

stocks, n – акции

tangible, adj – осязаемый, материальный; ясный, реальный

wealth, n –богатство, изобилие, благосостояние; материальные ценности

yardstick, n – критерий

Phonetic and lexical exercises

1. Classify the words according to the type of their reading.

Use, time, wage, rent, term, rate, net, note, stock, lake, car, land, cash, first, bond, those, worth, spent, job, let, form, fund, by, per, made, luck, lack, worse.

2. Read and translate the following words.

Refer, amount, receive, consist of, labor earnings, property, rent, interest, transfer, receipt, security, insurance, net, stock, flow, tangible, durable, cash, savings account, bonds, owe, liability, net worth, rate, return, receive, salary, refer to, depend on, add, possess, fee, loan, lend, represent, obtain, annual, gains, controversial, argue, poverty, stem, deserve, interfere, broad, power, ensure, below, decent.

3. Fill in the table with the derivatives.

Verb	Noun	Adjective	Adverb

Pay, duration, poverty, finance (2), possession, receive, safely, earned, partial, liable, payable, different, earn, decide, use (2), week, difference, receivable, durable, liability, ability, payment, earning, weekly, financial, safety, possess, part (2), be able to, distribute, usable, decision, poor, partially, safe, poorly, able, receipt, differentiate, distribution.

4. A) Study the following information.

Глаголы в английском языке управляются предлогами:

refer to

consist of

depend on

deposit in

provide with

interfere with

Некоторые глаголы используются без предлогов:

own (smth)

owe (smth)

earn (smth)

consume (smth)

decide (smth)

receive (smth)

exercise (smth)

b) Insert prepositions where necessary.

1. A loan provides the lender ___ annual income at the end of the year.

2. Income refers ___ the total amount of money received by a person or household during a given time period

3. How much you earn will depend ___ a number of other factors.

4. Before people can consume ___ anything they must do two things.

5. Interfering ___ the market distribution of income would injure an economy’s efficiency

6. If you owned ___ a house, you might be able to let others use it for a fee.

7. When you owe ___ some items they are called liabilities.

8. People must earn ___ the income to buy the things they want.

9. They must decide ___ how the money will be spent.

10. Wealth consists ___ the net dollar value of assets owned at a point of time.

11. In return for working, people receive ___ a wage or a salary.

12. Money deposited ___ a savings account will earn interest.

13. Some people believe that government should exercise ___ its power to ensure a decent standard of living for the poor.

Grammar exercises